The 6E Rewards Xl- Indigo HDFC has a ₹1,500 annual fee, earns 5 6E Rewards Per ₹100 Spends on Indigo (2 6E Rewards Per ₹100 on other spends), includes 8 airport lounge visits a year and charges a 2.5% forex markup.
| Annual fee | ₹1,500 |
|---|---|
| Joining fee | ₹1,500 |
| Top reward rate | 5 6E Rewards Per ₹100 Spends on Indigo |
| Base rewards | 2 6E Rewards Per ₹100 |
| Lounge access | 8 airport lounge visits a year |
| Forex markup | 2.5% |
From issuer benefit data, checked 4 Nov 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
193 online offers across 104 brands right now, each valid for at least another 7 days. Checked 4 Nov.
These are HDFC Bank's own offers and Mastercard network offers, so they apply to every HDFC Bank Mastercard card, not just this one. All HDFC Bank offers by category.
The 6E Rewards Xl- Indigo Hdfc Bank Credit Card offers a joining and renewal fee of Rs.1500 each, balanced by strong rewards like 5 6E Rewards per Rs.100 spent on Indigo and 3 rewards per Rs.100 on dining, entertainment, and grocery. With 8 complimentary domestic airport lounge accesses annually and a welcome flight ticket worth Rs.3000, it provides good value for frequent Indigo flyers.
This card is ideal for frequent Indigo airline travelers who spend regularly on dining, entertainment, and groceries. Users who want to earn up to 5 6E Rewards per Rs.100 on Indigo spends and enjoy 8 complimentary domestic airport lounge visits per year will benefit the most.
To maximise rewards, focus spending on Indigo flights to earn 5 6E Rewards per Rs.100 and on dining, entertainment, and grocery categories to earn 3 rewards per Rs.100. Additionally, fuel spends earn 2% 6E Rewards per Rs.100, while all other spends earn 2 rewards per Rs.100, so prioritise these categories for higher returns.
Compared to other premium cards, this card stands out with its 5 6E Rewards per Rs.100 on Indigo spends and 8 complimentary domestic airport lounge accesses. However, it charges a Rs.1500 joining and renewal fee and has a 2.5% forex markup, so its value depends on how much you utilise Indigo flights and lounge benefits.
