# American Express Gold Credit Card

**Best for:** Frequent shoppers at premium brands

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Rewards on shopping at select brands · Welcome gift of 4000 Bonus Points · Milestone bonus of 1000 Membership Points

## Fees

- **Annual Fee:** Renewal Fee of Rs.4500
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Avail 5X Rewards on Shopping at IGP
- **Welcome Benefit:** Welcome Gift of 4000 Bonus Membership Rewards Points
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- **Milestone Benefits:** Array

## People Also Asked

**What is the annual fee for the American Express Gold Credit Card?**

The American Express Gold Credit Card has a joining fee of ₹2,000 (plus applicable taxes) for the first year and a renewal fee of ₹2,000 (plus applicable taxes) starting from the second year. Additionally, there is a supplementary card fee of ₹1,000 for each additional card.

**What spending is required to waive the annual fee on the American Express Gold Credit Card?**

To waive the annual fee on the American Express Gold Credit Card, you need to spend ₹1,00,000 in a year.

**What rewards points do I earn with the American Express Gold Credit Card?**

With the American Express Gold Credit Card, you earn 1 Membership Rewards point for every ₹50 spent on eligible purchases. Additionally, you can earn 2 Membership Rewards points for every ₹50 spent on dining and groceries.

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