American Express Gold Credit Card

American Express Gold Credit Card

Updated July 2026
American Express · American Express · Credit Card
Best for
Frequent shoppers at premium brands
Think twice if
Low spenders or infrequent travelers
5X Rewards on shopping at select brands Welcome gift of 4000 Bonus Points Milestone bonus of 1000 Membership Points
Renewal Fee: Renewal Fee of Rs.4500
Rewards: Avail 5X Rewards on Shopping at IGP
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Avail 5X Rewards on Shopping at IGP
Avail 5X Rewards on Shopping at Acer
Earn 5X Rewards on Hotel Booking at MakeMyTrip
Milestone Rewards
Earn 1000 Bonus Membership Rewards Points
Welcome Bonus
Welcome Gift of 4000 Bonus Membership Rewards Points

People Also Asked

What is the annual fee for the American Express Gold Credit Card?
The American Express Gold Credit Card has a joining fee of ₹2,000 (plus applicable taxes) for the first year and a renewal fee of ₹2,000 (plus applicable taxes) starting from the second year. Additionally, there is a supplementary card fee of ₹1,000 for each additional card. Ask for more →
What spending is required to waive the annual fee on the American Express Gold Credit Card?
To waive the annual fee on the American Express Gold Credit Card, you need to spend ₹1,00,000 in a year. Ask for more →
What rewards points do I earn with the American Express Gold Credit Card?
With the American Express Gold Credit Card, you earn 1 Membership Rewards point for every ₹50 spent on eligible purchases. Additionally, you can earn 2 Membership Rewards points for every ₹50 spent on dining and groceries. Ask for more →

More about the American Express Gold Credit Card

Is the American Express Gold Credit Card worth it in 2026?

The American Express Gold Credit Card offers 5X Rewards on shopping at select merchants like Forest Essentials and Flipkart, making it valuable for frequent shoppers. With a renewal fee of Rs. 4500 and a milestone bonus of 1000 Membership Rewards Points, it is worth it if you regularly shop at these partner brands.

Who should get the American Express Gold Credit Card?

This card is ideal for shoppers who frequently purchase from brands like Forest Essentials, Lenovo, Mokobara, Flipkart, and IGP. If you want to earn accelerated rewards on lifestyle and e-commerce spending, this card suits you well.

How to maximise rewards on the American Express Gold Credit Card?

To maximise rewards, focus your spending on partner merchants such as Forest Essentials, Lenovo, Mokobara, Flipkart, and IGP to earn 5X Rewards. Additionally, aim to reach the milestone to earn 1000 Bonus Membership Rewards Points.

What purchases give the best value on the American Express Gold Credit Card?

Purchases at Forest Essentials, Lenovo, Mokobara, Flipkart, and IGP offer the best value with 5X Rewards. These categories provide the highest returns compared to other spending on the card.

Compare

American Express Gold Credit Card
American Express Gold Credit Card
American Express · American Express · Credit Card
Renewal Fee: Renewal Fee of Rs.4500
Rewards: Avail 5X Rewards on Shopping at IGP
Forex Markup: 3.50% - Foreign Currency Transactions
Renewal Fee
Renewal Fee of Rs.4500
Rewards
Avail 5X Rewards on Shopping at IGP
Forex Markup
3.50% - Foreign Currency Transactions
Renewal Fee of Rs.4500
Avail 5X Rewards on Shopping at IGP
3.50% - Foreign Currency Transactions
Earn 1000 Bonus Membership Rewards Points

What do you want to know about this card?

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