# American Express Membership Rewards Credit Card

**Best for:** Frequent shoppers at Croma and Boat

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 2X Rewards on shopping at Croma · 2X Rewards on shopping at Boat · Welcome gift of 4000 Bonus Points

## Fees

- **Annual Fee:** Renewal Fee of Rs. 4500
- **Fee Waiver:** Spend Rs.150000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Avail 2X Rewards on Shopping at Farfetch
- **Welcome Benefit:** Welcome Gift of 4000 Bonus Membership Rewards Points
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- **Milestone Benefits:** Array

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