# American Express Platinum Travel Credit Card

**Best for:** Frequent shoppers at Puma and Ajio

**Think twice if:** Low spending habits or infrequent travelers

**Key strengths:** 3X Rewards on shopping at select brands · Complimentary airport lounge access annually · Welcome gift of 10,000 Membership Rewards points

## Fees

- **Annual Fee:** Renewal Fee of Rs. 5000
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Avail 3X Rewards on Shopping at Koskii
- **Welcome Benefit:** Welcome Gift of 10000 Membership Rewards Points
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** 8 Complimentary Airport Lounge Access Per Year
- **International:** Complimentary Priority Pass Membership Worth US $99

## People Also Asked

**What are the best ways to redeem 21,500 Membership Rewards points from the American Express Platinum Travel Credit Card?**

You can redeem your 21,500 Membership Rewards points in several valuable ways, particularly for travel rewards. Here are some options: Transfer to Airline Miles Programs such as Etihad Guest (1,600 MR points for 800 miles), Marriott Bonvoy (100 MR points for 100 points), Qatar Privilege Club (500 MR points for 250 Avios), Singapore KrisFlyer (800 MR points for 400 miles), and British Airways Executive Club (1,200 MR points for 600 Avios).

**What spending is required to waive the annual fee on the American Express Platinum Travel Credit Card?**

To waive the annual fee on the American Express Platinum Travel Credit Card, you need to spend Rs. 15,000 within the first 90 days of card membership after paying the joining fee of Rs. 3,500. For subsequent years, there are no specified conditions for waiving the annual fee, but a higher annual spend (e.g., Rs. 4 lakhs) may be beneficial for earning rewards and benefits.

**How do the rewards of the American Express Platinum Travel Credit Card compare to the Gold Card?**

The American Express Platinum Travel Credit Card offers several rewards that differ from the Gold Card. For example, you receive 10,000 Membership Rewards Points as a welcome gift when you spend Rs. 15,000 within the first 90 days. Additionally, you can earn Flipkart vouchers worth Rs. 4,500 after spending Rs. 1.90 Lakhs in a year and various rewards, including a Taj Stay voucher worth Rs. 10,000 and 3,600 Membership Rewards Points redeemable for vouchers worth Rs. 1,080 after spending Rs. 4 Lakhs.

**What are the fuel benefits of the American Express Platinum Travel Credit Card?**

The American Express Platinum Travel Credit Card offers fuel benefits, including a 0% fuel surcharge on transactions made at select fuel stations, which can help you save on fuel costs. Additionally, you can earn Membership Rewards Points on fuel purchases, enhancing your rewards potential.

**What is the forex markup fee for the American Express Platinum Travel Credit Card?**

The American Express Platinum Travel Credit Card charges a forex markup fee of 3.5% on international transactions. This fee applies to purchases made in foreign currencies, so it's important to consider this when using the card abroad.

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