American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card

Updated July 2026
American Express · American Express · Credit Card
Best for
Frequent shoppers at Puma and Ajio
Think twice if
Low spending habits or infrequent travelers
3X Rewards on shopping at select brands Complimentary airport lounge access annually Welcome gift of 10,000 Membership Rewards points
Renewal Fee: Renewal Fee of Rs. 5000
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
International Lounge: Complimentary Priority Pass Membership Worth US $99
Rewards: Avail 3X Rewards on Shopping at Koskii
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Avail 3X Rewards on Shopping at Koskii
Avail 3X Rewards on Shopping at Flipkart
Avail 3X Rewards on Shopping at Wellbeing Nutrition
Lounge Access
Domestic 8 Complimentary Airport Lounge Access Per Year
International Complimentary Priority Pass Membership Worth US $99
Milestone Rewards
Earn 25000 Membership Rewards points on Spend of Rs.4 Lakhs
Earn 15000 Membership Rewards points on Spend of Rs.1.90 Lakhs
Welcome Bonus
Welcome Gift of 10000 Membership Rewards Points

People Also Asked

What are the best ways to redeem 21,500 Membership Rewards points from the American Express Platinum Travel Credit Card?
You can redeem your 21,500 Membership Rewards points in several valuable ways, particularly for travel rewards. Here are some options: Transfer to Airline Miles Programs such as Etihad Guest (1,600 MR points for 800 miles), Marriott Bonvoy (100 MR points for 100 points), Qatar Privilege Club (500 MR points for 250 Avios), Singapore KrisFlyer (800 MR points for 400 miles), and British Airways Executive Club (1,200 MR points for 600 Avios). Ask for more →
What spending is required to waive the annual fee on the American Express Platinum Travel Credit Card?
To waive the annual fee on the American Express Platinum Travel Credit Card, you need to spend Rs. 15,000 within the first 90 days of card membership after paying the joining fee of Rs. 3,500. For subsequent years, there are no specified conditions for waiving the annual fee, but a higher annual spend (e.g., Rs. 4 lakhs) may be beneficial for earning rewards and benefits. Ask for more →
How do the rewards of the American Express Platinum Travel Credit Card compare to the Gold Card?
The American Express Platinum Travel Credit Card offers several rewards that differ from the Gold Card. For example, you receive 10,000 Membership Rewards Points as a welcome gift when you spend Rs. 15,000 within the first 90 days. Additionally, you can earn Flipkart vouchers worth Rs. 4,500 after spending Rs. 1.90 Lakhs in a year and various rewards, including a Taj Stay voucher worth Rs. 10,000 and 3,600 Membership Rewards Points redeemable for vouchers worth Rs. 1,080 after spending Rs. 4 Lakhs. Ask for more →
What are the fuel benefits of the American Express Platinum Travel Credit Card?
The American Express Platinum Travel Credit Card offers fuel benefits, including a 0% fuel surcharge on transactions made at select fuel stations, which can help you save on fuel costs. Additionally, you can earn Membership Rewards Points on fuel purchases, enhancing your rewards potential. Ask for more →
What is the forex markup fee for the American Express Platinum Travel Credit Card?
The American Express Platinum Travel Credit Card charges a forex markup fee of 3.5% on international transactions. This fee applies to purchases made in foreign currencies, so it's important to consider this when using the card abroad. Ask for more →

More about the American Express Platinum Travel Credit Card

Is the American Express Platinum Travel Credit Card worth it in 2026?

Yes, the American Express Platinum Travel Credit Card offers valuable rewards like 3X points on shopping at Puma, Ajio, Croma, and Boat, plus flight bookings on MakeMyTrip. With milestones of 15,000 points on Rs.1.90 Lakhs spend and 25,000 points on Rs.4 Lakhs, it provides strong returns despite the Rs.5000 renewal fee.

Who should get the American Express Platinum Travel Credit Card?

This card is ideal for frequent shoppers and travelers who spend significantly on lifestyle brands and flight bookings. Users who can leverage the 3X rewards on popular brands and benefit from airport lounge access will find it most rewarding.

How to maximise rewards on the American Express Platinum Travel Credit Card?

Maximise rewards by using the card for shopping at Puma, Ajio, Croma, and Boat, and booking flights on MakeMyTrip to earn 3X rewards. Additionally, aim to reach spending milestones of Rs.1.90 Lakhs and Rs.4 Lakhs to earn bonus Membership Rewards points.

Is the American Express Platinum Travel Credit Card good for international travel?

Yes, it offers 8 complimentary domestic airport lounge accesses per year and a complimentary Priority Pass membership worth US $99 for international lounges, making it suitable for frequent international travelers.

Compare

CompareCompare American Express Platinum Travel Credit Card with: Axis Bank Atlas Visa Credit Card · Hsbc Travelone Credit Card · Hdfc Bank Regalia Gold Credit Card
American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card
American Express · American Express · Credit Card
Renewal Fee: Renewal Fee of Rs. 5000
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
International Lounge: Complimentary Priority Pass Membership Worth US $99
Rewards: Avail 3X Rewards on Shopping at Koskii
Forex Markup: 3.50% - Foreign Currency Transactions
Renewal Fee
Renewal Fee of Rs. 5000
Domestic Lounge
8 Complimentary Airport Lounge Access Per Year
International Lounge
Complimentary Priority Pass Membership Worth US $99
Rewards
Avail 3X Rewards on Shopping at Koskii
Forex Markup
3.50% - Foreign Currency Transactions
CompareCompare American Express Platinum Travel Credit Card with: Axis Bank Atlas Visa Credit Card · Hsbc Travelone Credit Card · Hdfc Bank Regalia Gold Credit Card
Renewal Fee of Rs. 5000
8 Complimentary Airport Lounge Access Per Year International: Complimentary Priority Pass Membership Worth US $99.
Avail 3X Rewards on Shopping at Koskii
3.50% - Foreign Currency Transactions
Earn 25000 Membership Rewards points on Spend of Rs.4 Lakhs

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