American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card

Updated October 2026
American Express · American Express · Credit Card

The American Express Platinum Travel has a ₹5,000 annual fee, earns 3X reward points on Flipkart, Myntra, Makemytrip and 17 more (1 Membership Rewards Point For Every ₹50), includes 8 airport lounge visits a year + Priority Pass and charges a 3.5% forex markup.

Annual fee₹5,000
Joining fee₹5,000
Top reward rate3X reward points on Flipkart, Myntra, Makemytrip and 17 more
Base rewards1 Membership Rewards Point For Every ₹50
Lounge access8 airport lounge visits a year + Priority Pass
Forex markup3.5%

From issuer benefit data, checked 24 Oct 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.

Best for
Frequent shoppers at Uniqlo and Nykaa
Think twice if
Low spending habits or infrequent travelers
3X Rewards on shopping at Uniqlo 8 complimentary airport lounge accesses yearly Welcome gift of 10,000 Membership Rewards points
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Renewal Fee of Rs. 5000
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
International Lounge: Complimentary Priority Pass Membership Worth US $99
Rewards: 3X reward points on Flipkart, Myntra, Makemytrip and 17 more
Forex Markup: 3.50% - Foreign Currency Transactions

Key Benefits

Rewards
Earn 1 Membership Rewards Point For Every Rs.50
Avail 3X Rewards on Shopping at Acer
Avail 3X Rewards on Shopping at Ajio
Lounge Access
Domestic 8 Complimentary Airport Lounge Access Per Year
International Complimentary Priority Pass Membership Worth US $99
Milestone Rewards
Earn 15000 Membership Rewards points on Spend of Rs.1.90 Lakhs
Earn 25000 Membership Rewards points on Spend of Rs.4 Lakhs
Welcome Bonus
Welcome Gift of 10000 Membership Rewards Points

Live offers on this card

1 online offers across 1 brands right now, each valid for at least another 7 days. Checked 24 Oct.

These are American Express's own offers, so they apply to every American Express card, not just this one. All American Express offers by category.

People Also Asked

What are the best ways to redeem 21,500 Membership Rewards points from the American Express Platinum Travel Credit Card? ▼
You can redeem your 21,500 Membership Rewards points in several valuable ways, particularly for travel rewards. Here are some options: Transfer to Etihad Guest for 8,000 miles by redeeming 16,000 points, or to Marriott Bonvoy at a 1:1 ratio (100 MR points for 100 Bonvoy Points). Other transfers include Qatar Privilege Club (500 MR points for 250 Avios), Singapore KrisFlyer (800 MR points for 400 Miles), and British Airways Executive Club (1,200 MR points for 600 Avios). Ask for more →
What spending is required to waive the annual fee for the American Express Platinum Travel Credit Card? ▼
To waive the annual fee on the American Express Platinum Travel Credit Card, you need to spend Rs. 15,000 within the first 90 days of card membership after paying a joining fee of Rs. 3,500. For subsequent years, there are no specified conditions to waive the fee, but a higher annual spend (e.g., Rs. 4 lakhs) may help you earn additional rewards and benefits. Ask for more →
How do the rewards of the American Express Platinum Travel Credit Card compare to the Gold Card? ▼
The American Express Platinum Travel Credit Card offers several rewards that differ from the Gold Card. For instance, you earn 10,000 Membership Rewards Points as a welcome gift after spending Rs. 15,000 in the first 90 days. Additionally, milestone benefits include Flipkart vouchers worth Rs. 4,500 for spending Rs. 1.90 Lakhs in a year and a Taj Stay voucher worth Rs. 10,000 for spending Rs. 4 Lakhs. The Platinum card also provides additional Membership Rewards Points redeemable for vouchers worth Rs. 1,080. Ask for more →

More about the American Express Platinum Travel Credit Card

Is the American Express Platinum Travel Credit Card worth it in 2026?

The card offers 3X Rewards on shopping at top brands like Uniqlo, Nykaa Fashion, and Dyson, plus milestone bonuses of up to 25,000 Membership Rewards points on spends of Rs. 4 Lakhs. With 8 complimentary domestic lounge accesses and a Priority Pass membership worth US $99, the Rs. 5000 renewal fee is justified for frequent shoppers and travelers.

Who should get the American Express Platinum Travel Credit Card?

This card is ideal for frequent shoppers and travelers who spend heavily on lifestyle brands and travel. Users spending Rs. 1.90 Lakhs or more can unlock milestone rewards, making it suitable for high spenders looking to maximize rewards and airport lounge benefits.

How to maximise rewards on the American Express Platinum Travel Credit Card?

To maximize rewards, focus your spending on partner brands like Uniqlo, Nykaa Fashion, Forest Essentials, Dyson, and Mokobara to earn 3X Membership Rewards points. Additionally, aim to reach the Rs. 1.90 Lakhs and Rs. 4 Lakhs milestones to earn 15,000 and 25,000 bonus points respectively.

Is the American Express Platinum Travel Credit Card good for international travel?

Yes, the card includes a complimentary Priority Pass membership worth US $99, providing access to international airport lounges. Combined with 8 complimentary domestic lounge accesses annually, it offers excellent travel benefits for international travelers.

Compare

CompareCompare American Express Platinum Travel Credit Card with: Axis Bank Atlas Visa Credit Card · Hsbc Travelone Credit Card · Hdfc Bank Regalia Gold Credit Card
American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card
American Express · American Express · Credit Card
Joining Fee: Joining Fee of Rs.5000
Renewal Fee: Renewal Fee of Rs. 5000
Domestic Lounge: 8 Complimentary Airport Lounge Access Per Year
International Lounge: Complimentary Priority Pass Membership Worth US $99
Rewards: 3X reward points on Flipkart, Myntra, Makemytrip and 17 more
Forex Markup: 3.50% - Foreign Currency Transactions
Joining Fee
Joining Fee of Rs.5000
Renewal Fee
Renewal Fee of Rs. 5000
Domestic Lounge
8 Complimentary Airport Lounge Access Per Year
International Lounge
Complimentary Priority Pass Membership Worth US $99
Rewards
3X reward points on Flipkart, Myntra, Makemytrip and 17 more
Forex Markup
3.50% - Foreign Currency Transactions
CompareCompare American Express Platinum Travel Credit Card with: Axis Bank Atlas Visa Credit Card · Hsbc Travelone Credit Card · Hdfc Bank Regalia Gold Credit Card
Joining Fee of Rs.5000. Renewal Fee of Rs. 5000
8 Complimentary Airport Lounge Access Per Year International: Complimentary Priority Pass Membership Worth US $99.
3X reward points on Flipkart, Myntra, Makemytrip and 17 more. On other spends: Earn 1 Membership Rewards Point For Every Rs.50.
3.50% - Foreign Currency Transactions
Earn 15000 Membership Rewards points on Spend of Rs.1.90 Lakhs

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