# Axis Bank Atlas Visa Credit Card

**Best for:** Frequent travelers seeking reward miles

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 5 EDGE Miles on travel spending · Access to multiple domestic and international lounges · Welcome benefit of 2500 EDGE Miles

## Fees

- **Joining Fee:** Joining Fee of Rs.5000
- **Annual Fee:** Second Year Onwards Annual Fee of Rs.5000
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn of 5 EDGE Miles per Rs.100 Spent on Travel
- **Welcome Benefit:** Enjoy 2500 EDGE Miles as Welcome Benefit
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Silver Tier - 8 Domestic Lounge Access
- **International:** Silver Tier - 4 International Lounge Access

## People Also Asked

**What are the fees associated with the Axis Bank Atlas Visa Credit Card?**

The fees for the Axis Bank Atlas Visa Credit Card include: Joining Fee: Rs. 5000, Annual Fee (from 2nd year onwards): Rs. 5000, Late Payment Charges: Rs. 0 for due amount up to Rs. 500, Rs. 500 for due amount between Rs. 501 and Rs. 5000, Rs. 750 for due amount between Rs. 5001 and Rs. 10000, Rs. 1200 for due amount above Rs. 10000, Payment Return Charges: 2% of payment amount (minimum Rs. 500), Cash Withdrawal Fee: 2.5% of cash amount (minimum Rs. 500), Fuel Transaction Fee: 1% on cumulative fuel spends of Rs. 50000 or more per statement cycle, Wallet Loading Transaction Fee: 1% on cumulative wallet loads of Rs. 10000 or more per statement cycle, Education Transaction Fee: 1% per transaction on education payments via third-party apps.

**What online offers are available with the Axis Bank Atlas Visa Credit Card?**

The Axis Bank Atlas Visa Credit Card provides various online offers across multiple categories. For Shopping, there are 97 offers including AJIO.COM with flat 4% to 4.5% off and an additional 8% off on spends above Rs. 10,000. In Electronics, offers include Rs. 4000 Instant cashback at APPLE and flat 5% cashback at BOAT LIFESTYLE. For Mobiles, you can get Rs. 5000 Instant cashback at APPLE and discounts up to Rs. 3500 at CROMA. In Hotels, offers include staying 3 nights and paying for just 2 at ALAYASTAYS.COM and a 10% Instant Discount. In Jewellery, GEHNA offers flat Rs. 2000 off on spends above Rs. 25,000.

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