# Axis Bank Kwik Rupay Credit Card

**Best for:** Frequent shoppers looking for rewards

**Think twice if:** Rarely uses credit cards for purchases

**Key strengths:** No joining or annual fees required · Earn 2 reward points on every Rs.200 · Low forex markup for foreign transactions

## Fees

- **Joining Fee:** Joining Fee - Nil
- **Annual Fee:** Annual Fee - Nil
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2 EDGE Reward Points on Every Rs.200

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