# Bank Of Baroda Eterna Mastercard Credit Card

**Best for:** Frequent travelers and online shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Reward Points on travel and international spends · Unlimited access to domestic airport lounges · Bonus points for high spending milestones

## Fees

- **Joining Fee:** Joining Fee of Rs.2499
- **Annual Fee:** Annual Fee of Rs.2499
- **Fee Waiver:** Spend Rs.25000  For Joining Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5X Reward Points on Travel
- **Welcome Benefit:** Welcome Benefit - Complimentary Pro Membership of Fitpass
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Unlimited Complimentary Access to Domestic Airport lounges

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