# Bank Of Baroda Premier Visa Credit Card

**Best for:** Frequent travelers and diners

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Reward Points on Travel expenses · 1 Complimentary Airport Lounge Access quarterly · Welcome benefit of 500 Reward Points

## Fees

- **Joining Fee:** Joining Fee of Rs.1000
- **Annual Fee:** Annual Fee of Rs.1000
- **Fee Waiver:** Spend Rs.10000 For Joining Fee Waiver
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** 5X Reward Points on Travel
- **Welcome Benefit:** Earn 500 Reward points As Welcome Benefit on the Spends of Rs.5000

## Lounge Access

- **Domestic:** 1 Complimentary Airport Lounge Access Per Quarter

## People Also Asked

**What are the annual fees for the Bank of Baroda Premier Visa Credit Card in the second year?**

The annual fee for the second year of the Bank of Baroda Premier Visa Credit Card is ₹1000 plus applicable taxes. However, you can qualify for an annual fee waiver if you spend ₹120,000 during the card anniversary year.

**What are the key benefits of the Bank of Baroda Premier Visa Credit Card?**

The Bank of Baroda Premier Visa Credit Card offers several key benefits, including reward points on every purchase, complimentary airport lounge access, and travel insurance. It is particularly beneficial for frequent travelers and those who spend significantly on their credit card, as it provides rewards and perks that enhance travel experiences.

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