# Bpcl Sbi Card Octane Visa Credit Card

**Best for:** Frequent diners and grocery shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 10 Reward Points on dining expenses · Complimentary airport lounge access annually · 6000 bonus points with annual fee payment

## Fees

- **Joining Fee:** Joining Fee of Rs.1499
- **Annual Fee:** Renewal Fee of Rs.1499
- **Fee Waiver:** Spend Rs.2 Lakhs For Waiver of Renewal Fee
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 1 Reward Point Per Rs.100 Spent on Other Retail Purchases
- **Welcome Benefit:** Get 6000 Bonus Reward Points on Payment of Annual Fees

## Lounge Access

- **Domestic:** 4 Complimentary Airport Lounge Access Per Calendar Year

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