# Bpcl Sbi Card Visa Platinum Credit Card

**Best for:** Frequent shoppers at departmental stores

**Think twice if:** Rarely spends on fuel or shopping

**Key strengths:** Earn 5 Reward Points on shopping · 13 Reward Points on BPCL fuel purchases · 2000 bonus points upon activation

## Fees

- **Joining Fee:** Joining Fee of Rs.499
- **Annual Fee:** Renewal Fee of Rs.499
- **Fee Waiver:** Spend Rs.50000 For Waiver of Renewal Fee
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5 Reward Points on Grocery
- **Welcome Benefit:** Welcome Benefit - Get 2000 Activation Bonus Reward Points

## People Also Asked

**How can I use my 7300 reward points from the BPCL SBI Card Visa Platinum Credit Card?**

You can redeem your 7,300 reward points for fuel at BPCL petrol pumps, with a conversion rate of 4 reward points for ₹1 of free fuel. This means you can redeem your points for ₹1,825 worth of fuel. Additionally, there is no minimum limit for instant redemption at select BPCL petrol pumps, allowing you to use your points immediately.

**What are the benefits of the BPCL SBI Card Visa Platinum Credit Card?**

The BPCL SBI Card Visa Platinum Credit Card offers several benefits, including 4 reward points for every ₹100 spent on fuel at BPCL petrol pumps, 2 reward points for every ₹100 spent on dining, groceries, and departmental stores, and 1 reward point for every ₹100 spent on all other purchases. Additionally, cardholders can enjoy fuel surcharge waivers and exclusive discounts on fuel purchases.

**What is the fuel surcharge waiver on the BPCL SBI Card Visa Platinum Credit Card?**

The BPCL SBI Card Visa Platinum Credit Card offers a fuel surcharge waiver of 1% on fuel transactions between ₹500 and ₹4,000 at BPCL petrol pumps. This benefit can help you save on fuel costs when using your card for purchases.

**Are there any annual fees for the BPCL SBI Card Visa Platinum Credit Card?**

Yes, the BPCL SBI Card Visa Platinum Credit Card has an annual fee of ₹499. However, if you spend ₹1,00,000 or more in a year, the annual fee is waived for the subsequent year.

**What is the interest rate on the BPCL SBI Card Visa Platinum Credit Card?**

The BPCL SBI Card Visa Platinum Credit Card has an interest rate of up to 3.35% per month on outstanding balances, which translates to an annual percentage rate (APR) of up to 40.2%. It's important to pay off your balance in full to avoid these high-interest charges.

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