6E Rewards - Indigo HDFC Bank Credit Card vs BOB OneCard Visa Credit Card: Which is Better in 2026?
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| Key facts | HDFC 6E Rewards - Indigo | BOB OneCard |
|---|---|---|
| Annual fee | ₹500 | Not listed |
| Joining fee | ₹500 | Not listed |
| Forex markup | 3.5% | Not listed |
From issuer benefit data, checked 22 Oct 2026. Rewards, milestones and welcome benefits are in the full table below.
The 6E Rewards - Indigo Hdfc Bank Credit Card offers a structured rewards program with benefits tied to Indigo flights and various spending categories, along with a joining and renewal fee. In contrast, the Bob Onecard Visa Credit Card does not provide any detailed benefits, fees, or rewards information in the available data, making it difficult to compare on many dimensions.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | 6E Rewards - Indigo Hdfc Bank Credit Card | Bob Onecard Visa Credit Card |
|---|---|---|
| Bank | HDFC Bank | Bank Of Baroda |
| Network | MasterCard | Visa |
| Joining fee | Joining Fee of Rs.500 | — |
| Annual / renewal fee | Renewal Fee of Rs. 500 | — |
| Reward rate (headline) | Earn 1 6E Rewards Per Rs.100 | — |
| Welcome benefit | Get 1 Complimentary Flight Ticket Worth Rs.1500 | — |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | — |
Which is better for rewards?
The 6E Rewards - Indigo Hdfc Bank Credit Card clearly provides a rewards program with points earned on multiple categories such as fuel, dining, entertainment, grocery, and Indigo spends, including a direct redemption rate of 1 point = Rs.1 for Indigo-related travel. The Bob Onecard Visa Credit Card does not list any rewards or cashback benefits, making the 6E Rewards card a better option for those seeking reward points and redemption opportunities.
Which is better for travel?
For travel-focused benefits, the 6E Rewards card stands out by offering 2.5 6E Rewards points per Rs.100 spent on Indigo flights and a complimentary flight ticket worth Rs.1500 as a welcome benefit. The Bob Onecard Visa Credit Card does not mention any travel-related perks or lounge access, giving the 6E Rewards card a clear advantage for travelers, especially those who frequently fly with Indigo.
Which has lower effective cost?
The 6E Rewards card has a joining and renewal fee of Rs.500 each, with no explicit fee waiver mentioned. It also charges a 3.5% forex markup on foreign currency transactions. The Bob Onecard Visa Credit Card does not provide any fee or forex information in the data, which could mean either no fees or that details need to be checked on the issuer's site. Overall, the Bob Onecard may be preferable for those seeking a potentially lower fee card, but confirmation is needed.
Rewards Program Focus
The 6E Rewards card is co-branded with Indigo Airlines, focusing on travel rewards with additional benefits on lifestyle spends. The Bob Onecard Visa Credit Card does not specify any rewards or co-branding, indicating a more basic offering without targeted rewards.
Forex Charges
The 6E Rewards card charges a 3.5% forex markup on foreign currency transactions, which is relatively high. The Bob Onecard Visa Credit Card does not disclose forex fees, so users should confirm this aspect if they plan to use the card internationally.
Who should pick 6E Rewards - Indigo Hdfc Bank Credit Card?
Consider 6E Rewards - Indigo Hdfc Bank Credit Card if you frequently travel with Indigo Airlines and want to earn and redeem rewards specifically tailored to Indigo spends. It is also suitable if you want a card that rewards spending on fuel, dining, entertainment, and groceries, and you are comfortable paying a joining and renewal fee.
Who should pick Bob Onecard Visa Credit Card?
Consider Bob Onecard Visa Credit Card if you prefer a credit card with potentially no joining or renewal fees and are looking for a simple card without a complex rewards program. However, since detailed benefits are not available, you should verify the card's features and fees on the issuer's website before applying.
Frequently Asked Questions
Yes, it has a joining fee of Rs.500.
Yes, it offers 1 complimentary flight ticket worth Rs.1500 as a welcome benefit.
No rewards, cashback, or other benefits are listed for the Bob Onecard Visa Credit Card in the available data.
The forex markup fee is 3.5% on foreign currency transactions.
No lounge access benefits are mentioned for either card.
Yes, the renewal fee is Rs.500.