vs
In short: HDFC 6E Rewards - Indigo has the lower annual fee (₹500 vs ₹1,999); both charge a 3.5% forex markup.
| Key facts | HDFC 6E Rewards - Indigo | RBL Platinum LifeEasy |
|---|---|---|
| Annual fee | ₹500 | ₹1,999 |
| Joining fee | ₹500 | Not listed |
| Annual fee waived | Not listed | On ₹3.5 lakh annual spend |
| Top reward rate | 2.5 6E Rewards Per ₹100 Spends on Indigo | 10% Cashback on Fuel as Reward Points |
| Base rewards | 1 6E Rewards Per ₹100 | Not in our data |
| Lounge access | Not listed | 1 airport lounge visit a quarter |
| Forex markup | 3.5% | 3.5% |
From issuer benefit data, checked 4 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The 6E Rewards - Indigo Hdfc Bank Credit Card and the Rbl Bank Platinum LifeEasy Mastercard Credit Card both offer distinct benefits tailored to different spending habits. The Indigo card emphasizes rewards on Indigo flights and lifestyle categories, while the RBL card focuses on cashback rewards, especially for fuel and grocery spends. Both cards charge a 3.5% forex markup but differ significantly in fees and lounge access.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | 6E Rewards - Indigo Hdfc Bank Credit Card | Rbl Bank Platinum LifeEasy Mastercard Credit Card |
|---|---|---|
| Bank | HDFC Bank | RBL Bank |
| Network | MasterCard | MasterCard |
| Joining fee | Joining Fee of Rs.500 | — |
| Annual / renewal fee | Renewal Fee of Rs. 500 | Annual Fee of Rs.1999 |
| Annual fee waiver | — | Spend Rs.3.5 Lakh For Waiver of Annual Membership Fee |
| Top reward rate | Earn 2.5 6E Rewards Per Rs.100 Spends on Indigo | 10% Cashback on Fuel as Reward Points |
| Base rate (other spends) | Earn 1 6E Rewards Per Rs.100 | — |
| Lounge — domestic | — | Enjoy 1 Complimentary Airport Lounge Access Per Quarter |
| Fuel surcharge waiver | — | Fuel surcharge waiver of Rs.150 |
| Welcome benefit | Get 1 Complimentary Flight Ticket Worth Rs.1500 | Get Gift Vouchers Worth Rs.2000 as Welcome Benefit |
| Milestone benefit | — | Rs.1000 Worth Gift Vouchers on Spends of Rs.2.5 Lakh |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 3.5% - Foreign Currency Transactions |
For rewards, the 6E Rewards - Indigo Hdfc Bank Credit Card offers a straightforward points system with 2.5 points per Rs.100 spent on Indigo flights and 2 points on dining, entertainment, and groceries. Points can be redeemed at Rs.1 per point for Indigo travel, making it attractive for frequent Indigo flyers. The RBL Platinum LifeEasy card provides cashback in the form of reward points, with 10% cashback on fuel and ride-hailing services and 5% on groceries, capped monthly. While the Indigo card rewards are more travel-centric and fixed in value, the RBL card offers higher cashback percentages but with caps and a less direct redemption value (1 point = Rs.0.25). Overall, rewards value depends on spending patterns, making this a tie.
The Indigo HDFC card is travel-focused, offering 2.5 rewards points per Rs.100 spent on Indigo flights and a complimentary flight ticket worth Rs.1500 as a welcome benefit. The RBL Platinum LifeEasy card includes one complimentary domestic airport lounge access per quarter and a welcome voucher worth Rs.2000, but no specific airline tie-ups. For travelers who prioritize lounge access and broader travel perks, the RBL card offers more convenience, but for Indigo flyers, the Indigo card is more rewarding.
The 6E Rewards - Indigo Hdfc Bank Credit Card has a joining and renewal fee of Rs.500 each. The RBL Platinum LifeEasy card charges a higher annual fee of Rs.1999 but offers a waiver if you spend Rs.3.5 lakh annually. Additionally, the RBL card provides a fuel surcharge waiver of Rs.150, which can add to savings. The Indigo card is a lower fee option, while the RBL card may be more cost-effective for high spenders who can meet the waiver criteria.
The Indigo card's 6E Rewards points can be redeemed at Rs.1 per point specifically for Indigo flights, providing a clear and direct value for frequent flyers. In contrast, the RBL card's reward points have a variable redemption value starting from Rs.0.25 per point, which may reduce the effective value of cashback earned.
The Indigo card does not list any fee waiver options, with a straightforward Rs.500 renewal fee. The RBL card offers an annual fee waiver only if you spend Rs.3.5 lakh in a year, which may be challenging for some users but can make the card effectively free for high spenders.
Consider 6E Rewards - Indigo Hdfc Bank Credit Card if you frequently fly with Indigo and want to maximize rewards on those flights along with decent rewards on dining, entertainment, and groceries. It's also suitable if you prefer a lower annual fee and a simple rewards structure with a complimentary flight ticket as a welcome benefit.
Consider Rbl Bank Platinum LifeEasy Mastercard Credit Card if you want higher cashback rewards on fuel, groceries, and ride-hailing services like Ola and Uber, and value quarterly complimentary domestic lounge access. This card suits those who can meet the Rs.3.5 lakh annual spend to waive the higher annual fee and want milestone benefits like gift vouchers on high spends.
The 6E Rewards - Indigo Hdfc Bank Credit Card charges Rs.500 as both joining and renewal fees. The RBL Platinum LifeEasy Mastercard Credit Card has an annual fee of Rs.1999, which can be waived if you spend Rs.3.5 lakh in a year.
The RBL Platinum LifeEasy card offers one complimentary domestic airport lounge access per quarter. Lounge access is not listed in our data for the Indigo HDFC card.
The Indigo card gives 1% 6E Rewards on every Rs.100 spent on fuel, capped at 250 points. The RBL card offers 10% cashback on fuel as reward points, capped at Rs.200 per month, which may provide higher value for fuel spends.
Yes, the Indigo card offers a complimentary flight ticket worth Rs.1500 as a welcome benefit. The RBL card provides gift vouchers worth Rs.2000 as a welcome benefit.
Both cards charge a forex markup fee of 3.5% on foreign currency transactions.
The RBL card offers Rs.1000 worth of gift vouchers on spends of Rs.2.5 lakh per year. The Indigo card does not list any milestone benefits in our data.