Assam Rifles The Sentinel Bob Credit Card vs Bank Of Baroda Eterna Mastercard Credit Card: Which is Better in 2026?
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The Assam Rifles The Sentinel Bob Credit Card offers limited features, while the Bank Of Baroda Eterna Mastercard Credit Card provides a more robust rewards program and benefits. This comparison highlights the key differences in rewards, travel perks, and fees between the two cards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Assam Rifles The Sentinel Bob Credit Card | Bank Of Baroda Eterna Mastercard Credit Card |
|---|---|---|
| Bank | Bank Of Baroda | Bank Of Baroda |
| Network | Rupay | MasterCard |
| Joining fee | — | Joining Fee of Rs.2499 |
| Annual / renewal fee | — | Annual Fee of Rs.2499 |
| Annual fee waiver | — | Spend Rs.2.5 Lakhs For Annual Fee Waiver |
| Reward rate (headline) | — | Earn 5X Reward Points on Travel and International spends |
| Lounge — domestic | — | Unlimited Complimentary Access to Domestic Airport lounges |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Welcome Benefit - Complimentary Pro Membership of Fitpass |
| Milestone benefit | — | Earn 20000 bonus reward points on spending Rs.500000; Earn 10000 bonus reward points on spending Rs.50000 |
| Foreign currency markup | — | 2% - Foreign Currency Transactions |
Which is better for rewards?
The Bank Of Baroda Eterna Mastercard Credit Card clearly excels in the rewards category, offering multiple ways to earn points, including 5X points on travel, online spends, and dining. In contrast, the Assam Rifles The Sentinel Bob Credit Card does not provide any rewards or cashback, making it less appealing for those looking to maximize their spending benefits. Therefore, for rewards seekers, the Eterna card is the superior choice.
Which is better for travel?
When it comes to travel benefits, the Bank Of Baroda Eterna Mastercard Credit Card stands out with unlimited complimentary access to domestic airport lounges, enhancing the travel experience. The Assam Rifles The Sentinel Bob Credit Card lacks any travel-related perks, which makes it less suitable for frequent travelers. Thus, for those prioritizing travel benefits, the Eterna card is the better option.
Which has lower effective cost?
Both cards have a joining fee and an annual fee of Rs.2499 for the Eterna card, while the Assam Rifles The Sentinel Bob Credit Card does not specify any fees. However, the Eterna card offers a fee waiver upon spending Rs.2.5 Lakhs annually, which adds a layer of value for users who can meet this requirement. Overall, while the fees are similar, the potential for waiving fees on the Eterna card provides additional incentive.
Who should pick Assam Rifles The Sentinel Bob Credit Card?
Consider Assam Rifles The Sentinel Bob Credit Card if you prefer a no-frills card with no fees or rewards, which may suit those who want a straightforward credit option without the complexities of rewards programs.
Who should pick Bank Of Baroda Eterna Mastercard Credit Card?
Consider Bank Of Baroda Eterna Mastercard Credit Card if you are looking for a card that offers substantial rewards on travel and dining, along with travel perks like lounge access. This card is ideal for frequent travelers and those who spend significantly in these categories.
Frequently Asked Questions
No, the Assam Rifles The Sentinel Bob Credit Card does not offer any rewards or cashback.
The Bank Of Baroda Eterna Mastercard Credit Card provides unlimited complimentary access to domestic airport lounges.
Yes, the annual fee can be waived by spending Rs.2.5 Lakhs in a year.
The joining fee for the Bank Of Baroda Eterna Mastercard Credit Card is Rs.2499.