vs
In short: Yes Marquee has the lower annual fee (₹4,999 vs ₹12,500); Axis Magnus includes unlimited domestic & international lounge access, Yes Marquee unlimited international lounge access; Yes Marquee has the lower forex markup (1% vs 2%).
| Key facts | Axis Magnus | Yes Marquee |
|---|---|---|
| Annual fee | ₹12,500 | ₹4,999 |
| Joining fee | ₹12,500 | ₹9,999 |
| Annual fee waived | On ₹25 lakh annual spend | On ₹10 lakh annual spend |
| Top reward rate | 5X Reward Points on Spends via Travel eDGE | 36 Reward Points on Every ₹200 For Online Shopping |
| Base rewards | 12 eDGE Reward Points Per ₹200 | 10 Reward Points on Every ₹200 |
| Lounge access | Unlimited domestic & international lounge access | Unlimited international lounge access |
| Forex markup | 2% | 1% |
From issuer benefit data, checked 9 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The Axis Bank Magnus Credit Card and the Yes Bank Marquee Credit Card both offer premium benefits with a focus on rewards and travel perks. Axis Bank Magnus has a higher joining and renewal fee but offers unlimited complimentary lounge access domestically and internationally. Yes Bank Marquee provides a lower fee structure with milestone bonuses and golf-related privileges, catering to lifestyle enthusiasts.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Axis Bank Magnus Credit Card | Yes Bank Marquee Credit Card |
|---|---|---|
| Bank | Axis Bank | Yes Bank |
| Network | MasterCard | MasterCard |
| Joining fee | Joining Fee of Rs.12500 | Joining Fee of Rs.9999 |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.12500 | Renewal Fee of Rs.4999 |
| Annual fee waiver | Spend Rs.25 Lakhs For Annual Fee Waiver | Spend Rs.1000000 For Renewal Fee Waiver |
| Top reward rate | Earn 5X Reward Points on Spends via Travel eDGE | 36 Reward Points on Every Rs.200 For Online Shopping |
| Base rate (other spends) | Earn 12 eDGE Reward Points Per Rs.200 | 10 Reward Points on Every Rs.200 |
| Lounge — domestic | Enjoy Unlimited Complimentary Lounge Visits in India | 6 Complimentary Lounge Access in India |
| Lounge — international | Enjoy Unlimited Complimentary International Lounge Visits | Enjoy Unlimited Complimentary International Lounge Visits |
| Fuel surcharge waiver | 1% Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver |
| Welcome benefit | Welcome Benefits - Voucher Worth Rs.12500 | Earn 40000 YES Rewardz Points On Payment of Joining Fees |
| Milestone benefit | — | Earn 20000 Bonus YES Rewardz Points On Payment of Renewal Fees |
| Foreign currency markup | 2% - Foreign Currency Transactions | 1% - Foreign Currency Transactions |
Both cards offer strong rewards but with different emphases. Axis Bank Magnus rewards travel spending with 5X eDGE points and a high base rate of 12 points per Rs.200, plus accelerated points above Rs.200,000 monthly spend. Yes Bank Marquee focuses on retail and online shopping with up to 36 points per Rs.200 for online spends and a base of 10 points per Rs.200. Axis Bank Magnus is attractive for heavy travel spenders, while Yes Bank Marquee suits those prioritizing shopping rewards and milestone bonuses.
Axis Bank Magnus clearly leads in travel benefits with unlimited complimentary lounge access both in India and internationally, enhancing airport experiences for frequent travelers. Yes Bank Marquee offers unlimited international lounge visits but limits domestic lounge access to six visits. Additionally, Axis Bank Magnus’s 5X points on travel spend and partner mile redemptions further strengthen its travel appeal compared to Yes Bank Marquee’s retail-focused rewards.
Yes Bank Marquee has a significantly lower joining fee of Rs.9,999 and renewal fee of Rs.4,999, with a renewal fee waiver at Rs.10 lakh spend. Axis Bank Magnus charges Rs.12,500 for both joining and renewal, with a much higher waiver threshold of Rs.25 lakh. For those mindful of upfront and recurring costs, Yes Bank Marquee offers a more accessible fee structure, while Axis Bank Magnus targets high-spending customers who can leverage fee waivers.
Yes Bank Marquee offers notable golf perks including 12 complimentary golf lessons per calendar year, 4 complimentary rounds of green fees annually, and a 50% discount on green fees. Axis Bank Magnus does not list golf benefits in our data, making Yes Bank Marquee a better choice for golf enthusiasts.
Yes Bank Marquee has a lower forex markup fee of 1% on foreign currency transactions compared to Axis Bank Magnus’s 2%. This makes Yes Bank Marquee more cost-effective for international spending.
Axis Bank Magnus provides a welcome voucher worth Rs.12,500, aligning with its high joining fee. Yes Bank Marquee offers 40,000 YES Rewardz points on joining and 20,000 bonus points on renewal fee payment, adding value through points rather than vouchers.
Consider Axis Bank Magnus Credit Card if you are a frequent traveler looking for unlimited lounge access across domestic and international airports and want to maximize travel-related rewards. This card suits high spenders who can meet the Rs.25 lakh annual fee waiver threshold and benefit from accelerated points on travel and large monthly spends.
Consider Yes Bank Marquee Credit Card if you prefer a lower joining and renewal fee with milestone bonuses and enjoy shopping rewards, especially online. This card is ideal for lifestyle users who value golf privileges, a complimentary ETPrime subscription, and a more affordable fee waiver threshold of Rs.10 lakh.
Axis Bank Magnus charges Rs.12,500 as joining and renewal fees, waived on Rs.25 lakh annual spend. Yes Bank Marquee has Rs.9,999 joining and Rs.4,999 renewal fees, waived on Rs.10 lakh annual spend.
Axis Bank Magnus offers unlimited complimentary lounge visits both domestically and internationally. Yes Bank Marquee provides unlimited international lounge access but only 6 complimentary domestic lounge visits.
Axis Bank Magnus rewards travel spends with 5X points and a base of 12 points per Rs.200, while Yes Bank Marquee focuses on retail and online shopping with up to 36 points per Rs.200 online and a base of 10 points per Rs.200.
Yes Bank Marquee includes golf benefits such as 12 free golf lessons annually, 4 complimentary green fee rounds per year, and a 50% discount on green fees. Axis Bank Magnus does not list golf benefits.
Axis Bank Magnus charges a 2% forex markup on foreign currency transactions, whereas Yes Bank Marquee charges a lower 1% markup.
Axis Bank Magnus offers a welcome voucher worth Rs.12,500. Yes Bank Marquee provides 40,000 YES Rewardz points on joining and a complimentary ETPrime subscription voucher worth Rs.3,199.