vs
In short: both charge a ₹3,000 annual fee; Axis Signature With Lifestyle Benefits includes 2 airport lounge visits a quarter + Priority Pass, RBL World Safari 2 airport lounge visits a quarter; RBL World Safari has the lower forex markup (0% vs 3.5%).
| Key facts | Axis Signature With Lifestyle Benefits | RBL World Safari |
|---|---|---|
| Annual fee | ₹3,000 | ₹3,000 |
| Joining fee | ₹5,000 | Not listed |
| Annual fee waived | On ₹3 lakh annual spend | Not listed |
| Top reward rate | 10 EDGE Rewards on every ₹200 on International Spends | 5 Reward Points Spent on Travel |
| Base rewards | 10 EDGE Rewards on every ₹200 Domestically | 2 Reward Points Per ₹100 |
| Lounge access | 2 airport lounge visits a quarter + Priority Pass | 2 airport lounge visits a quarter |
| Forex markup | 3.5% | 0% |
From issuer benefit data, checked 4 Nov 2026. Milestones, welcome benefits and caps are in the full table below.
The Axis Bank Signature Credit Card With Lifestyle Benefits and the RBL Bank World Safari Mastercard Credit Card both offer premium features tailored to different spending styles. Axis Bank's card focuses on high reward rates on both domestic and international spends with lifestyle perks, while RBL Bank's card emphasizes travel rewards and milestone bonuses. Fees, forex charges, and lounge access also vary, making each suitable for distinct user preferences.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Signature Credit Card With Lifestyle Benefits | Rbl Bank World Safari Mastercard Credit Card |
|---|---|---|
| Bank | Axis Bank | RBL Bank |
| Network | Visa | MasterCard |
| Joining fee | Joining Fee of Rs.5000 | — |
| Annual / renewal fee | Annual Fee - Rs.3000 | Annual Fee of Rs.3000 |
| Annual fee waiver | Spend Rs.3 Lakhs For Annual Fee Waiver | — |
| Top reward rate | Earn 10 EDGE Rewards on every Rs.200 on International Spends | Earn 5 Reward Points Spent on Travel |
| Base rate (other spends) | Earn 10 EDGE Rewards on every Rs.200 Domestically | Earn 2 Reward Points Per Rs.100 |
| Lounge — domestic | 2 Complimentary Airport Lounge Access Per Quarter | 2 Complimentary Airport Lounge Access Per Quarter |
| Lounge — international | Complimentary Priority Pass Membership | Enjoy 2 Complimentary International Lounge Visits |
| Fuel surcharge waiver | 1% Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver |
| Welcome benefit | Get 100 EDGE Reward Points on First Online Transaction. | Welcome Gift - Makemytrip Voucher Worth Rs.3000 |
| Milestone benefit | — | Earn 10000 Travel Points on Spend of Rs.2.5 Lakhs; Earn 15000 Travel Points on Spend of Rs.5 Lakhs |
| Foreign currency markup | 3.50% - Foreign Currency Transactions | 0% - Foreign Currency Transactions |
For rewards, the Axis Bank Signature Credit Card offers a higher base and top reward rate with 10 EDGE Rewards per Rs.200 spent domestically and internationally, plus 50% cashback on movie ticket bookings. In contrast, the RBL Bank World Safari Mastercard provides 2 reward points per Rs.100 spent generally and 5 points on travel spends, supplemented by milestone rewards up to 10,000 travel points and a Rs.10,000 gift card on high spends. Axis Bank's card is more rewarding for users seeking consistent returns across all spends, while RBL Bank's card benefits those focusing on travel and milestone incentives.
Travel benefits favor the RBL Bank World Safari Mastercard, which offers 2 complimentary domestic lounge visits per quarter and 2 international lounge visits, plus a 24x7 concierge service and golf privileges including 12 free lessons and 4 rounds of green fees annually. Axis Bank's card includes 2 domestic lounge accesses per quarter and a Priority Pass membership for international lounges but lacks concierge or golf benefits. Additionally, RBL Bank's zero forex markup fee is a significant advantage for frequent international travelers compared to Axis Bank's 3.5% forex markup.
Regarding fees, the RBL Bank World Safari Mastercard has a straightforward Rs.3000 annual fee with no joining fee listed, while Axis Bank charges Rs.5000 as a joining fee plus a Rs.3000 annual fee, which can be waived by spending Rs.3 lakhs annually. Axis Bank also imposes a 3.5% forex markup and cash withdrawal fees, whereas RBL Bank offers zero forex markup, making it more cost-effective for foreign transactions. Fuel surcharge waivers of 1% are present on both cards.
The RBL Bank World Safari Mastercard stands out with a 0% forex markup fee, making it more economical for international transactions. In contrast, the Axis Bank Signature Credit Card charges a 3.5% forex markup, which can add significant cost for overseas spends.
RBL Bank's card offers milestone rewards including 10,000 travel points on Rs.2.5 lakhs spend, 15,000 points on Rs.5 lakhs, and a Rs.10,000 gift card on Rs.7.5 lakhs spend annually, providing substantial value for high spenders. Axis Bank's card does not list milestone benefits in our data.
Both cards provide 2 complimentary domestic lounge visits per quarter. Axis Bank includes Priority Pass membership for international lounges, while RBL Bank offers 2 international lounge visits. Additionally, RBL Bank provides 24x7 concierge services and golf-related perks, enhancing travel convenience.
Consider Axis Bank Signature Credit Card With Lifestyle Benefits if you prioritize higher reward rates on everyday and international spends, enjoy cashback on movie tickets, and can meet the Rs.3 lakh annual spend to waive the joining fee. This card suits users looking for consistent rewards and lifestyle benefits with Priority Pass lounge access.
Consider RBL Bank World Safari Mastercard Credit Card if you are a frequent traveler seeking complimentary domestic and international lounge visits, zero forex markup fees, and valuable milestone rewards including gift cards. Its concierge and golf benefits also add value for premium travel experiences, making it ideal for travel enthusiasts.
Axis Bank Signature Credit Card charges Rs.3000 annually plus a Rs.5000 joining fee that can be waived with Rs.3 lakhs annual spend. RBL Bank World Safari Mastercard has a Rs.3000 annual fee with no joining fee listed.
Axis Bank Signature Credit Card offers 10 EDGE Rewards per Rs.200 spent internationally, whereas RBL Bank World Safari Mastercard provides 5 reward points on travel spends, making Axis Bank's card better for international reward accumulation.
Yes, both cards provide a 1% fuel surcharge waiver.
Axis Bank Signature Credit Card charges a 3.5% forex markup on foreign currency transactions, while RBL Bank World Safari Mastercard has no forex markup fee.
RBL Bank World Safari Mastercard offers milestone rewards including travel points and gift cards on spends ranging from Rs.2.5 lakhs to Rs.7.5 lakhs annually. Axis Bank's card does not list milestone benefits in our data.
Both cards offer 2 complimentary domestic airport lounge accesses per quarter. Axis Bank includes Priority Pass membership for international lounges, while RBL Bank provides 2 complimentary international lounge visits.