Axis Bank Vistara Infinite Credit Card vs RBL Bank World Safari Mastercard Credit Card: Which is Better in 2026?
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In short: RBL World Safari has the lower annual fee (₹3,000 vs ₹10,000); Axis Vistara Infinite includes 2 airport lounge visits, RBL World Safari 2 airport lounge visits a quarter; RBL World Safari has the lower forex markup (0% vs 3.5%).
| Key facts | Axis Vistara Infinite | RBL World Safari |
|---|---|---|
| Annual fee | ₹10,000 | ₹3,000 |
| Joining fee | ₹10,000 | Not listed |
| Lounge access | 2 airport lounge visits | 2 airport lounge visits a quarter |
| Forex markup | 3.5% | 0% |
From issuer benefit data, checked 23 Oct 2026. Rewards, milestones and welcome benefits are in the full table below.
The Axis Bank Vistara Infinite Credit Card and the RBL Bank World Safari Mastercard Credit Card cater to premium users with distinct travel and rewards benefits. Axis Bank's card focuses on luxury travel perks like business class ticket vouchers and Maharaja points, while RBL Bank offers a more flexible travel rewards program with international lounge access and golf benefits. Both cards provide complimentary lounge access but differ significantly in fees, forex charges, and milestone rewards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | Axis Bank Vistara Infinite Credit Card | Rbl Bank World Safari Mastercard Credit Card |
|---|---|---|
| Bank | Axis Bank | RBL Bank |
| Network | Visa | MasterCard |
| Joining fee | Joining Fee of Rs.10000 | — |
| Annual / renewal fee | Second Year Onwards Annual Fee of Rs.10000 | Annual Fee of Rs.3000 |
| Reward rate (headline) | Earn 6 Maharaja Points For Every Rs.200 | Earn 2 Reward Points Per Rs.100 |
| Lounge — domestic | 2 Complimentary Airport Lounge Access | 2 Complimentary Airport Lounge Access Per Quarter |
| Lounge — international | — | Enjoy 2 Complimentary International Lounge Visits |
| Welcome benefit | Welcome Benefit - Complimentary Business Class Ticket Voucher | Welcome Gift - Makemytrip Voucher Worth Rs.3000 |
| Milestone benefit | — | Earn 10000 Travel Points on Spend of Rs.2.5 Lakhs; Earn 15000 Travel Points on Spend of Rs.5 Lakhs |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | 0% - Foreign Currency Transactions |
Which is better for rewards?
For rewards, the Axis Bank Vistara Infinite Credit Card offers a higher earning rate with 6 Maharaja Points per Rs.200 spent, which is valuable for frequent Vistara flyers due to the airline-specific points and business class ticket vouchers as welcome and milestone benefits. In contrast, the RBL Bank World Safari Mastercard Credit Card provides 2 reward points per Rs.100 spent, with additional travel points on travel spends and milestone travel points, but these are more generalized and not tied to a specific airline. Therefore, Axis Bank's card is better suited for those focused on airline-specific rewards, while RBL offers broader travel rewards.
Which is better for travel?
Travel benefits are strong on both cards but differ in focus. Axis Bank Vistara Infinite provides complimentary business class ticket vouchers as welcome and milestone benefits, which are highly valuable for premium travelers loyal to Vistara. It offers domestic lounge access but no international lounge access. RBL Bank World Safari Mastercard offers 2 domestic lounge accesses per quarter and 2 international lounge visits, along with golf privileges, making it attractive for travelers seeking international lounge access and lifestyle benefits. Thus, travel perks are balanced but cater to slightly different traveler profiles.
Which has lower effective cost?
The Axis Bank Vistara Infinite Credit Card carries a high joining and renewal fee of Rs.10,000 annually with a 3.5% forex markup, which increases the cost for foreign currency transactions. On the other hand, the RBL Bank World Safari Mastercard Credit Card has a lower annual fee of Rs.3,000 and no forex markup, making it more cost-effective for international spending. Neither card specifies fee waivers, so checking the issuer's site for waiver conditions is advisable. Overall, RBL Bank's card is more beginner-friendly and economical in terms of fees and forex charges.
Forex Charges
The Axis Bank Vistara Infinite Credit Card charges a 3.5% markup on foreign currency transactions, which can add to the cost of international spending. In contrast, the RBL Bank World Safari Mastercard Credit Card offers zero forex markup, making it more economical for users who frequently spend abroad.
Milestone Rewards
Axis Bank's card offers multiple business class ticket vouchers as milestone rewards based on annual spend thresholds, which can be highly valuable for premium travelers. RBL Bank provides travel points and gift cards as milestone rewards, which offer flexibility but may have less direct luxury travel value.
Lounge Access
While both cards offer complimentary domestic lounge access, RBL Bank World Safari Mastercard extends benefits to international lounges with 2 complimentary visits, whereas Axis Bank Vistara Infinite focuses on domestic lounges only. This distinction may influence travelers who prioritize international airport lounge access.
Who should pick Axis Bank Vistara Infinite Credit Card?
Consider Axis Bank Vistara Infinite Credit Card if you are a frequent Vistara flyer who values premium airline-specific rewards, business class ticket vouchers, and concierge services. This card suits users looking for luxury travel benefits and are comfortable with a higher annual fee and forex markup.
Who should pick Rbl Bank World Safari Mastercard Credit Card?
Consider RBL Bank World Safari Mastercard Credit Card if you prefer a lower fee card with international lounge access, 0% forex markup, and additional lifestyle perks like golf benefits. This card is suitable for travelers seeking versatile travel rewards and cost-effective foreign currency spending.
Frequently Asked Questions
Axis Bank Vistara Infinite Credit Card has a joining and renewal fee of Rs.10,000 each year, while RBL Bank World Safari Mastercard Credit Card has an annual fee of Rs.3,000.
Axis Bank Vistara Infinite Credit Card offers 6 Maharaja Points per Rs.200 spent and business class ticket vouchers, making it better for Vistara airline travelers. RBL Bank World Safari Mastercard offers travel points but is not airline-specific.
Yes, both provide complimentary domestic lounge access. Axis Bank offers 2 accesses, while RBL Bank provides 2 accesses per quarter domestically plus 2 international lounge visits.
Axis Bank Vistara Infinite Credit Card charges a 3.5% forex markup on foreign currency transactions, whereas RBL Bank World Safari Mastercard Credit Card has no forex markup.
Yes, Axis Bank's card offers multiple business class ticket vouchers on reaching specific annual spend levels. RBL Bank's card provides travel points and gift cards as milestone rewards.
RBL Bank World Safari Mastercard Credit Card is better suited for beginners due to its lower annual fee, no forex markup, and versatile travel benefits.