Club Vistara SBI Card Visa Credit Card vs IndusInd Legend Mastercard Credit Card: Which is Better in 2026?
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| Key facts | Club Vistara SBI | IndusInd Legend |
|---|---|---|
| Annual fee | ₹1,499 | Not listed |
| Lounge access | 4 airport lounge visits a year + Priority Pass | Not listed |
| Forex markup | 3.5% | Not listed |
From issuer benefit data, checked 22 Oct 2026. Rewards, milestones and welcome benefits are in the full table below.
The Club Vistara SBI Card Visa Credit Card offers a range of travel-focused benefits including complimentary lounge access and travel vouchers. In contrast, the Indusind Legend Mastercard Credit Card does not list any specific benefits or rewards, making it less transparent for comparison. This summary highlights key differences in rewards, travel perks, and fees to help you decide which card suits your needs.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Club Vistara Sbi Card Visa Credit Card | Indusind Legend Mastercard Credit Card |
|---|---|---|
| Bank | SBI Cards | IndusInd Bank |
| Network | Visa | MasterCard |
| Annual / renewal fee | Annual Fees - Rs.1499 | — |
| Reward rate (headline) | Earn 3 CV Points For Every Rs. 200 | — |
| Lounge — domestic | Enjoy 4 Complimentary Airport Lounge Access Per Year | — |
| Lounge — international | Complimentary Priority Pass Membership worth US $99 | — |
| Welcome benefit | Welcome Benefit - Complimentary Economy Class Ticket Voucher | — |
| Milestone benefit | Earn 1000 Bonus CV Points on Spend of Rs.50000 | — |
| Foreign currency markup | 3.5% - Foreign Currency Transactions | — |
Which is better for rewards?
The Club Vistara SBI Card Visa Credit Card clearly stands out for rewards with its earning of 3 CV points for every Rs. 200 spent and bonus points on milestone spends. The Indusind Legend Mastercard Credit Card does not provide any information on rewards, making it less advantageous for those seeking points or cashback benefits. Therefore, for rewards-focused users, the Club Vistara card is the better choice based on available data.
Which is better for travel?
Travel benefits are a strong suit of the Club Vistara SBI Card Visa Credit Card, which offers 4 complimentary domestic airport lounge accesses annually and an international Priority Pass membership. It also provides welcome and milestone travel vouchers including complimentary economy class tickets and hotel vouchers. The Indusind Legend Mastercard Credit Card does not list any travel-related benefits, so it does not cater to frequent travelers or those looking for travel perks.
Which has lower effective cost?
The Club Vistara SBI Card Visa Credit Card has a stated annual fee of Rs. 1499, with no explicit fee waiver details provided. It also charges a 3.5% forex markup on foreign currency transactions. The Indusind Legend Mastercard Credit Card does not disclose any fee or forex markup information in the data provided, so it is unclear whether it has lower or higher fees. Potential users should check the issuer's official site for detailed fee structures before deciding.
Travel Benefits and Milestones
The Club Vistara SBI Card offers multiple milestone benefits that reward high spenders with complimentary economy class ticket vouchers and hotel vouchers, which can add significant value for frequent travelers. The Indusind Legend Mastercard does not list any such milestone or travel benefits, making it less appealing for users seeking incremental travel rewards.
Foreign Exchange Charges
The Club Vistara SBI Card charges a 3.5% forex markup on foreign currency transactions, which is a consideration for users who travel internationally or shop abroad. The Indusind Legend Mastercard does not provide forex markup details, so users should verify this information with the issuer to understand potential costs.
Who should pick Club Vistara Sbi Card Visa Credit Card?
Consider Club Vistara SBI Card Visa Credit Card if you are a frequent traveler who values airport lounge access and travel-related rewards. This card is suitable for those who want to earn points on travel spends and benefit from milestone vouchers like complimentary flight tickets and hotel stays. It is also a good option if you prefer a Visa network card with clear travel perks and rewards.
Who should pick Indusind Legend Mastercard Credit Card?
Consider Indusind Legend Mastercard Credit Card if you prefer a card with potentially lower or undisclosed fees and do not prioritize rewards or travel benefits. Since this card lacks detailed benefits information, it might suit users looking for a basic credit card or those who want to explore further details directly from the bank before committing.
Frequently Asked Questions
Yes, it provides 4 complimentary domestic airport lounge accesses per year and a complimentary Priority Pass membership for international lounges.
Yes, the card offers a complimentary economy class ticket voucher as a welcome benefit.
It earns 3 CV points for every Rs. 200 spent and offers 1000 bonus CV points on spending Rs. 50,000 within 90 days.
No benefits or rewards are listed for the Indusind Legend Mastercard Credit Card in the provided data.
The annual fee is Rs. 1499, but fee waiver details are not specified.
Only the Club Vistara SBI Card discloses a forex markup fee of 3.5%. The Indusind Legend Mastercard does not provide this information.