ICICI Bangalore Metro Coral MasterCard Platinum DC vs Makemytrip Icici Bank Signature Credit Card Visa: Which is Better in 2026?
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The ICICI Bangalore Metro Coral MasterCard Platinum DC offers no notable benefits, while the Makemytrip ICICI Bank Signature Credit Card Visa provides a range of rewards and features. This comparison highlights the differences in rewards, travel benefits, and overall value between these two credit cards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
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| Feature | ICICI Bangalore Metro Coral MasterCard Platinum DC | Makemytrip Icici Bank Signature Credit Card Visa |
|---|---|---|
| Bank | ICICI Bank | ICICI Bank |
| Network | MasterCard | Visa |
| Joining fee | — | Joining Fee of Rs.2500 |
| Annual / renewal fee | — | No Annual Fee |
| Annual fee waiver | — | — |
| Reward rate (headline) | — | — |
| Lounge — domestic | — | 2 Complimentary Airport Lounge Access |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | Welcome Benefit - Get Rs.1500 MakeMyTrip Cash in My Wallet |
| Milestone benefit | — | Spend Rs.5 Lakhs and Earn 4000 My Cash Per Anniversary Year; Spend Rs.2.5 Lakhs and Earn 1100 My Cash Per Anniversary Year |
| Foreign currency markup | — | 0.99% - Foreign Currency Transactions |
Which is better for rewards?
The Makemytrip ICICI Bank Signature Credit Card Visa is clearly superior for rewards, offering welcome benefits, milestone rewards, and a cash-back program through My Cash. In contrast, the ICICI Bangalore Metro Coral MasterCard Platinum DC lacks any rewards or cash-back options, making it less appealing for those seeking to earn benefits on their spending.
Which is better for travel?
For travel benefits, the Makemytrip ICICI Bank Signature Credit Card Visa provides two complimentary airport lounge accesses, enhancing the travel experience for cardholders. The ICICI Bangalore Metro Coral MasterCard Platinum DC, however, offers no travel-related perks, making it less suitable for frequent travelers.
Which has lower effective cost?
Both cards have low or no annual fees, with the Makemytrip ICICI Bank Signature Credit Card Visa having a joining fee of Rs. 2500 but no renewal fee. The ICICI Bangalore Metro Coral MasterCard Platinum DC does not specify any fees, which could be appealing for those looking for a no-cost option, although the lack of benefits may outweigh this advantage.
Who should pick ICICI Bangalore Metro Coral MasterCard Platinum DC?
Consider ICICI Bangalore Metro Coral MasterCard Platinum DC if you are looking for a straightforward card with no fees and do not require rewards or travel benefits. It may suit those who prefer simplicity and minimal costs.
Who should pick Makemytrip Icici Bank Signature Credit Card Visa?
Consider Makemytrip ICICI Bank Signature Credit Card Visa if you frequently travel or make purchases through MakeMyTrip. The rewards and travel benefits, including lounge access and milestone rewards, make it a better choice for active users seeking value from their spending.
Frequently Asked Questions
The ICICI Bangalore Metro Coral MasterCard Platinum DC does not specify any joining or renewal fees.
You can earn My Cash rewards, including Rs. 1500 as a welcome benefit and additional rewards based on your spending milestones.
Yes, it offers two complimentary airport lounge accesses.
Yes, there is a forex markup of 0.99% on foreign currency transactions.