MakeMyTrip ICICI Bank Signature Credit Card Visa vs RBL Bank World Safari Mastercard Credit Card: Which is Better in 2026?

Which is better for rewards?

The Rbl Bank World Safari Mastercard Credit Card offers a more straightforward and potentially higher rewards earning structure, with 2 reward points per Rs.100 spent and additional travel points on milestone spends. It also provides a welcome voucher worth Rs.3000, which is higher than the Rs.1500 MakeMyTrip cash welcome benefit on the ICICI card. The ICICI card's rewards are more MakeMyTrip-specific with My Cash redemption, which may limit flexibility but can be valuable for frequent users of that platform. Overall, the RBL card is better suited for users seeking versatile travel rewards, while the ICICI card is more niche.

Which is better for travel?

In terms of travel benefits, the RBL World Safari card offers superior perks, including 2 complimentary domestic lounge accesses per quarter and 2 international lounge visits, plus golf coaching and discounted golf games. The ICICI Makemytrip card provides only 2 complimentary domestic airport lounges with no international lounge access or golf benefits. Additionally, the ICICI card offers MakeMyTrip Black membership and travel vouchers, which are useful for frequent MakeMyTrip customers. However, the RBL card's wider travel benefits and concierge service make it more travel-focused overall.

Which has lower effective cost?

The ICICI Makemytrip Signature card charges a joining fee of Rs.2500 but has no annual renewal fee, which may appeal to those wary of recurring charges. The RBL World Safari card does not specify a joining fee but has an annual fee of Rs.3000. The ICICI card's forex markup is 0.99%, while the RBL card offers 0% forex markup, making the latter more cost-effective for international transactions. Fee waiver details are not provided for either card, so checking the issuer’s site for waiver conditions is recommended.

Forex Charges

The RBL World Safari card offers 0% forex markup, making it more cost-effective for international spending compared to the ICICI Makemytrip card's 0.99% forex markup. This can lead to significant savings for frequent international travelers.

Lounge Access

While both cards provide complimentary domestic lounge access, the RBL card extends this benefit to international lounges as well, offering 2 international lounge visits per year. The ICICI card does not offer international lounge access.

Milestone Rewards

Both cards offer milestone rewards on annual spends of Rs.2.5 lakhs and Rs.5 lakhs, but the nature of rewards differs. The ICICI card gives My Cash cashback usable on MakeMyTrip, whereas the RBL card offers travel points that can be redeemed more broadly, including a higher-value gift card on Rs.7.5 lakhs spend.

Who should pick Makemytrip Icici Bank Signature Credit Card Visa?

Consider Makemytrip Icici Bank Signature Credit Card Visa if you frequently book travel through MakeMyTrip and want to benefit from cashback and vouchers specifically tied to that platform. It is also suitable if you prefer a card with no annual renewal fee after the joining fee and value milestone My Cash rewards for high spend.

Who should pick Rbl Bank World Safari Mastercard Credit Card?

Consider Rbl Bank World Safari Mastercard Credit Card if you want a card with broader travel benefits including international lounge access, golf privileges, and a 0% forex markup. It is ideal for frequent travelers who value flexible reward points and concierge services, and who are comfortable paying an annual fee for enhanced perks.