Stanc Digismart Platinum Visa Credit Card vs Standard Chartered Easemytrip Credit Card: Which is Better in 2026?
vs
The Stanc Digismart Platinum Visa Credit Card offers no notable benefits, while the Standard Chartered Easemytrip Credit Card provides a range of rewards and features, particularly for travel enthusiasts. This comparison highlights the differences in rewards, fees, and additional benefits that can influence your choice between these two cards.
Comparison notes and quick badges use AI, grounded in the benefit data shown in the table. Confirm details on each issuer’s site.
Last updated:
| Feature | Stanc Digismart Platinum Visa Credit Card | Standard Chartered Easemytrip Credit Card |
|---|---|---|
| Bank | Standard Chartered Bank | Standard Chartered Bank |
| Network | Visa | Visa |
| Joining fee | — | Joining Fee - Rs.350 |
| Annual / renewal fee | — | Renewal Fee of Rs.350 |
| Annual fee waiver | — | Spend Rs.50000 For Renewal Fee Waiver |
| Reward rate (headline) | — | Earn 10X Reward points Spent at Standalone Hotel and Airline |
| Lounge — domestic | — | Enjoy 2 Complimentary Domestic Lounge Access Per Year |
| Lounge — international | — | — |
| Fuel surcharge waiver | — | — |
| Welcome benefit | — | — |
| Milestone benefit | — | — |
| Foreign currency markup | — | 3.5% - Foreign Currency Transactions |
Which is better for rewards?
The Standard Chartered Easemytrip Credit Card is clearly superior for rewards, offering 10X points on hotel and airline spending and 2X points on retail purchases. In contrast, the Stanc Digismart Platinum Visa Credit Card provides no reward points or cashback options, making it less appealing for those looking to earn while they spend.
Which is better for travel?
For travel-related benefits, the Standard Chartered Easemytrip Credit Card stands out with its complimentary domestic lounge access and enhanced reward points for travel-related expenses. The Stanc Digismart Platinum Visa Credit Card, however, lacks any travel benefits or lounge access, making it less suitable for frequent travelers.
Which has lower effective cost?
Both cards have a renewal fee of Rs. 350, but the Easemytrip card offers a waiver if you spend Rs. 50,000, adding a layer of value for active users. The Stanc Digismart Platinum Visa Credit Card does not provide any fee-related benefits or waivers, which could make it less attractive for users concerned about costs.
Who should pick Stanc Digismart Platinum Visa Credit Card?
Consider Stanc Digismart Platinum Visa Credit Card if you are looking for a basic credit card without the need for rewards or travel benefits. It may suit individuals who prefer simplicity and do not frequently use credit cards for earning rewards.
Who should pick Standard Chartered Easemytrip Credit Card?
Consider Standard Chartered Easemytrip Credit Card if you frequently travel and want to maximize your rewards on hotel and airline bookings. This card is ideal for those who can meet the spending requirement for fee waivers and appreciate the added value of lounge access.
Frequently Asked Questions
The Stanc Digismart Platinum Visa Credit Card has no specified joining or renewal fees, while the Standard Chartered Easemytrip Credit Card has a joining fee of Rs. 350 and a renewal fee of Rs. 350.
Yes, the Standard Chartered Easemytrip Credit Card offers 2 complimentary domestic lounge accesses per year, while the Stanc Digismart Platinum Visa Credit Card does not provide any lounge access benefits.
The Standard Chartered Easemytrip Credit Card offers 10X reward points on spending at standalone hotels and airlines, and 2X points on retail purchases.
Yes, the renewal fee for the Standard Chartered Easemytrip Credit Card can be waived if you spend Rs. 50,000.
The Standard Chartered Easemytrip Credit Card has a forex markup of 3.5% for foreign currency transactions, while the Stanc Digismart Platinum Visa Credit Card does not specify any forex markup.