# HDFC Bank Business Platinum Credit Card Visa

**Best for:** Small business owners seeking no joining fee

**Think twice if:** Rarely spends enough to waive renewal fee

**Key strengths:** No joining fee for new cardholders · Renewal fee waived with Rs.30,000 spend · Low forex markup for foreign transactions

## Fees

- **Joining Fee:** Joining Fee - Free
- **Fee Waiver:** Spend Rs.30000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards


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