The HDFC Business Platinum Visa earns 1% CashBack For All Retail Spends (0.5% CashBack For All Retail Spends) and charges a 3.5% forex markup.
| Joining fee | None |
|---|---|
| Annual fee waived | On ₹30,000 annual spend |
| Top reward rate | 1% CashBack For All Retail Spends |
| Base rewards | 0.5% CashBack For All Retail Spends |
| Forex markup | 3.5% |
From issuer benefit data, checked 4 Nov 2026. Top reward rate is the card's best partner or category rate; base rewards is the general earn rate. Caps and exclusions are under Key Benefits.
297 online offers across 180 brands right now, each valid for at least another 7 days. Checked 4 Nov.
These are HDFC Bank's own offers and Visa network offers, so they apply to every HDFC Bank Visa card, not just this one. All HDFC Bank offers by category.
The HDFC Bank Business Platinum Credit Card Visa offers a free joining fee and a renewal fee waiver on spending Rs.30000. With up to 1% cashback on all retail spends and a flat 1% cashback on international spends above Rs.10000, it provides good value for business expenses.
This card is ideal for business owners who spend regularly on retail and international purchases. It suits users looking for cashback rewards of up to 1% on all retail spends and benefits like a 1% fuel surcharge waiver.
To maximise rewards, spend at least Rs.30000 annually to waive the renewal fee. Use the card for all retail spends to earn 0.5% to 1% cashback and make international transactions above Rs.10000 to get a flat 1% cashback.
The card offers a 1% fuel surcharge waiver, making it beneficial to use at fuel stations where surcharge applies. Specific fuel station partners are not listed in our data.
