Yes, the HDFC Bank Business Platinum Credit Card Visa is worth it in 2026 as it has no joining fee and offers a renewal fee waiver if you spend Rs. 30,000 annually. This makes it cost-effective for business users looking to manage expenses efficiently.
This card is ideal for small to medium business owners who want to streamline business expenses without incurring joining fees. Users who can spend at least Rs. 30,000 annually will benefit from the renewal fee waiver, making it a practical choice.
To maximise rewards, ensure you spend at least Rs. 30,000 annually to waive the renewal fee. Use the card primarily for business-related expenses to accumulate rewards and maintain cost savings.
Business-related purchases such as office supplies, travel, and vendor payments offer the best value. Consistently using the card for these expenses helps you reach the Rs. 30,000 spend threshold to avoid renewal fees.