# HDFC Bank Business Regalia Credit Card Visa

**Best for:** Frequent travelers and insurance spenders

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 4 Reward Points on insurance purchases · 12 complimentary airport lounge accesses domestically · Milestone rewards for high spending

## Fees

- **Annual Fee:** Renewal Fee of Rs.2500
- **Fee Waiver:** Spend Rs.3 Lakhs For Waiver of Renewal Fee
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 4 Reward Points on Retail
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** 12 Complimentary Airport Lounge Access
- **International:** 6 Complimentary Lounge Access Outside India

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