# Hdfc Bank Diners Club Black Metal Edition Credit Card

**Best for:** Frequent diners and travelers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 2X Reward points on weekend dining · Unlimited complimentary lounge access · Bonus points on high spending

## Fees

- **Joining Fee:** Joining Fee of Rs.10000
- **Annual Fee:** Renewal Fee of Rs.10000
- **Fee Waiver:** Spend Rs.800000 For Renewal Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5 Reward Points per Rs.150 on Grocery
- **Welcome Benefit:** Complimentary Swiggy One Membership
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Enjoy Unlimited Complimentary Lounge Visits in India
- **International:** Enjoy Unlimited Complimentary International Lounge Visits

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