# HDFC Bank MoneyBack Credit Card

**Best for:** Frequent online shoppers and spenders

**Think twice if:** Rarely shops online or travels abroad

**Key strengths:** Earn 2X Reward Points on online spends · Welcome benefit of 500 CashPoints · Fee waiver on Rs.50000 annual spending

## Fees

- **Joining Fee:** Joining Fee of Rs.500
- **Annual Fee:** Renewal Fee of Rs.500
- **Fee Waiver:** Spend Rs.50000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2 Reward Points Per Rs.150
- **Welcome Benefit:** Welcome Benefit - 500 CashPoints

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