# HDFC Bank Regalia Credit Card Visa

**Best for:** Frequent shoppers and travelers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 4 Rewards Points on groceries · Complimentary airport lounge access · Bonus rewards on high spending

## Fees

- **Joining Fee:** Joining Fee of Rs. 2500
- **Annual Fee:** Renewal Fee of Rs. 2500
- **Fee Waiver:** Spend Rs.300000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 4 Reward Points on Retail
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** 8 Complimentary Airport Lounge Access Per Year
- **International:** 6 Complimentary International Lounge Access

## People Also Asked

**What are the key features of the HDFC Bank Regalia Credit Card Visa?**

The HDFC Bank Regalia Credit Card Visa offers several key features including: 24/7 concierge services for travel and dining assistance, earning 4 Reward Points for every ₹150 spent on groceries, retail, and insurance (with caps on some categories), and bonus rewards such as 10,000 bonus Reward Points on spending ₹1,00,000 in a year. Additional benefits include travel insurance, discounts on hotel bookings, and exclusive offers on various platforms.

**What travel offers are available with the HDFC Bank Regalia Credit Card?**

The HDFC Bank Regalia Credit Card provides several travel offers, including: 15% off on bus bookings with ABHIBUS (valid until March 31, 2026), ₹400 off on domestic flights and ₹1,000 off on SHI International flights with AIR INDIA (valid until January 27, 2026), and ₹200 off on both domestic and international flights with AKBAR TRAVELS (valid until January 31, 2026).

**Are there current laptop offers for HDFC Bank Regalia Credit Card holders?**

Yes, current laptop offers for HDFC Bank Regalia Credit Card holders include: a 5% instant discount at RELIANCE DIGITAL on a minimum spend of ₹5,000 (valid until June 30, 2026) and a ₹5,000 instant discount at SAMSUNG (expiry date not specified). For the latest offers, it's recommended to check popular retailers like Amazon, Flipkart, and Croma.

**What are the ecommerce offers available with HDFC Bank Regalia Credit Card?**

The HDFC Bank Regalia Credit Card provides a variety of ecommerce offers across multiple categories. For example, there are 141 offers in mobiles, 95 in shopping, 73 in electronics, and several others in categories like flights, hotels, and dining. Specific offers can vary, so it's best to check the card's official site or partner retailers for the latest deals.

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