# Hdfc Bank Regalia Gold Credit Card

**Best for:** Frequent travelers and shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 4 Rewards Points on every spend · Complimentary airport lounge access · Welcome benefit of Swiggy One Membership

## Fees

- **Joining Fee:** Joining Fee of Rs. 2500
- **Annual Fee:** Renewal Fee of Rs. 2500
- **Fee Waiver:** Spend Rs.400000 For Renewal Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5 Rewards Points For Every Rs.200 on Insurance
- **Welcome Benefit:** Complimentary MMT Black Gold Membership
<br />
<b>Notice</b>:  Array to string conversion in <b>/var/www/fintiger.in/cardchat/card.php</b> on line <b>463</b><br />
- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** 3 Domestic Lounge Visits Per Calendar Quarter
- **International:** 6 Complimentary Lounge Access Outside India

---
[Ask AI about this card](https://fintiger.in/cardchat/hdfc-bank-regalia-gold-credit-card/)