# Hdfc Biz Black Metal Edition Credit Card

**Best for:** Frequent business travelers and spenders

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Reward Points on Business Spends · Unlimited Complimentary Lounge Visits · Welcome Benefits with Taj Stay voucher

## Fees

- **Joining Fee:** Joining Fee of Rs.10000
- **Annual Fee:** Renewal Fee of Rs.10000
- **Fee Waiver:** Spend Rs.7.5 Lakhs For Renewal Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5 Reward Points per Rs.150 on Other Spends
- **Welcome Benefit:** Complimentary Club Marriott Annual Membership

## Lounge Access

- **Domestic:** Enjoy Unlimited Complimentary Lounge Visits in India
- **International:** Enjoy Unlimited Complimentary International Lounge Visits

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