# HSBC Premier MasterCard Credit Card

**Best for:** Frequent travelers seeking premium rewards

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 3 Reward Points for every Rs.100 · Unlimited complimentary airport lounge access · Low forex markup on foreign transactions

## Fees

- **Joining Fee:** Joining Fee - Rs.12000
- **Annual Fee:** Annual Fees - Rs.20000
- **Fee Waiver:** Waived For HSBC Qualified Premier Customers
- **Forex Markup:** 0.99% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2X Reward Points on Car Rentals
- **Welcome Benefit:** Earn 20000 reward points as Welcome Benefit

## Lounge Access

- **Domestic:** Unlimited Complimentary Domestic Airport Lounge Access Per Year
- **International:** Unlimited Complimentary International Airport Lounge Access Per Year

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