# ICICI Bank Platinum Chip Credit card Visa

**Best for:** Frequent shoppers and reward seekers

**Think twice if:** Rarely uses credit cards or travels abroad

**Key strengths:** No joining or annual fees required · Earn 2 reward points on purchases · 1 reward point on utilities and insurance

## Fees

- **Joining Fee:** No Joining Fees
- **Annual Fee:** No Annual Fee
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2 Reward Points per Rs.100

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