# ICICI Bank Sapphiro Visa Credit Card

**Best for:** Frequent travelers and high spenders

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn up to 4 Reward Points on spending · Complimentary airport lounge access quarterly · Welcome benefit of 20,000 Reward Points

## Fees

- **Joining Fee:** Joining Fee of Rs.6500
- **Annual Fee:** Second Year Onwards Annual Fee of Rs.3500
- **Fee Waiver:** Spend Rs.6 Lakh For Waiver of Annual Fee
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 4 Rewards Points For Every Rs.100 on International Spends
- **Welcome Benefit:** 20000 Reward Points Every Anniversary Year

## Lounge Access

- **Domestic:** 4 Complimentary Airport Lounge Access Per Quarter
- **International:** 2 Complimentary International Airport Lounge Access

## People Also Asked

**What are the joining fees and annual fees for the ICICI Bank Sapphiro Visa Credit Card?**

The joining fee for the ICICI Bank Sapphiro Visa Credit Card is Rs. 6500. The annual fee from the second year onwards is Rs. 3500, with an additional fee of Rs. 199 for supplementary/add-on cardholders. However, if you spend Rs. 6 lakh in the previous year, the annual fee can be waived off.

**What are the key benefits of the ICICI Bank Sapphiro Visa Credit Card?**

The key benefits of the ICICI Bank Sapphiro Visa Credit Card include: 24x7 Concierge Service for assistance, welcome benefits such as Rs. 1000 worth of Uber vouchers, Rs. 1500 worth of Croma vouchers, Rs. 3000 Tata CliQ vouchers, and Rs. 4000 EaseMyTrip vouchers upon payment of the joining fee.

**What eCommerce offers are available with the ICICI Bank Sapphiro Visa Credit Card?**

The ICICI Bank Sapphiro Visa Credit Card offers various eCommerce discounts, including: 4% off at AJIO.COM, 7.5% instant discount on purchases above Rs. 7,490 at AMAZON.IN, and Rs. 4000 instant cashback on select Apple products. Additionally, there are offers like Rs. 1000 off on AIR INDIA flight bookings and flat 10% off on CLEARTRIP for bookings above Rs. 15,000.

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