# Idfc First Select Visa Credit Card

**Best for:** Frequent travelers and high spenders

**Think twice if:** Low spenders or infrequent users

**Key strengths:** 10X Reward Points on high spending · Complimentary airport lounge access quarterly · No annual or joining fees

## Fees

- **Joining Fee:** No Joining Fees
- **Annual Fee:** No Annual Fee
- **Forex Markup:** 1.99% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** 3X Reward Points on Rental and Property Management Transactions
- **Welcome Benefit:** Welcome Gift Voucher Rs.500 on Spending Rs.5000

## Lounge Access

- **Domestic:** 2 Complimentary Airport Lounge Access Per Quarter

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