# Indian Oil Axis Bank Premium Credit Card

**Best for:** Frequent travelers and grocery shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 6 EDGE Miles at IOCL stations · Complimentary airport lounge access quarterly · Welcome benefit of 500 Edge Miles

## Fees

- **Joining Fee:** Joining Fee of Rs.1000
- **Annual Fee:** Annual Fee - Rs.1000
- **Fee Waiver:** Spend Rs.1 Lakhs For Annual Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2 EDGE Miles On Every Rs.150 Spent On Grocery & Supermarket
- **Welcome Benefit:** Welcome Benefits - 500 Edge Miles

## Lounge Access

- **Domestic:** 2 Complimentary Airport Lounge Access Per Quarter

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