# Indianoil Axis Bank Credit Card

**Best for:** Frequent fuel and online shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn rewards on fuel purchases · 100% value back on first fuel purchase · Waiver of annual fee with high spending

## Fees

- **Joining Fee:** Joining Fee of Rs.500
- **Annual Fee:** Second Year Onwards Annual Fee of Rs. 500
- **Fee Waiver:** Spend Rs.3.5 Lakhs For Annual Fee Waiver
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Accelerated Reward Points At Any IOCL Fuel Outlets
- **Welcome Benefit:** Welcome Benefit - Earn 100% valueback on Fuel

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