# Indianoil HDFC Bank Credit Card Rupay

**Best for:** Frequent IndianOil fuel users

**Think twice if:** Rarely spends on fuel or groceries

**Key strengths:** Earn 5% Fuel Points on fuel purchases · 5% Fuel Points on groceries and bills · Fee waiver with Rs. 50,000 spend

## Fees

- **Joining Fee:** Joining Fee of Rs. 500
- **Annual Fee:** Renewal Fee of Rs.500
- **Fee Waiver:** Spend Rs.50000 For Renewal Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5% As Fuel Points At IndianOil

---
[Ask AI about this card](https://fintiger.in/cardchat/indianoil-hdfc-bank-credit-card-rupay/)