# Infinia Metal Edition Hdfc Credit Card

**Best for:** Frequent travelers seeking premium rewards

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Reward Points on flights and purchases · Unlimited complimentary lounge access worldwide · High welcome benefit of 12500 Reward Points

## Fees

- **Joining Fee:** Joining Fee of Rs.12500
- **Annual Fee:** Renewal Fee of Rs. 12500
- **Fee Waiver:** Spend Rs.10 Lakh For Renewal Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5X Reward Points on Flights
- **Welcome Benefit:** Earn 12500 Reward Points As Welcome Benefit

## Lounge Access

- **Domestic:** Enjoy Unlimited Complimentary Lounge Visits in India
- **International:** Enjoy Unlimited Complimentary International Lounge Visits

## People Also Asked

**What is the foreign currency markup fee for the HDFC Bank Infinia Metal Edition Credit Card?**

The HDFC Bank Infinia Metal Edition Credit Card charges a 2% markup fee on all foreign currency transactions. Additionally, there is a 1% dynamic currency conversion markup fee on transactions made in Indian currency at international locations or with overseas-registered merchants in India.

**Is the HDFC Bank Infinia Metal Edition Credit Card good for foreign currency payments?**

While the HDFC Bank Infinia Metal Edition Credit Card offers premium benefits, it charges a 2% foreign currency markup fee, which may be considered high for frequent foreign currency transactions. If you are looking for a card specifically for foreign currency payments, you might want to explore options that offer lower or zero foreign currency markup fees.

**What travel-related offers are available with the HDFC Bank Infinia Metal Edition Credit Card?**

The HDFC Bank Infinia Metal Edition Credit Card provides several travel-related offers, including up to 7% off on Agoda, 100% off on Atlys.com, 25% off on Bloom.com, up to 8% off on Expedia, and 20% off on Hoi.in for spends above Rs. 500. However, remember that it also charges a 2% foreign currency markup fee on all foreign currency spends.

**What are some credit cards in India with low or zero foreign currency markup fees?**

In India, some premium credit cards from banks like SBI, Axis, ICICI, and American Express often offer low or zero foreign currency markup fees. These are typically premium travel cards or forex cards aimed at frequent international travelers. For the best options, it's advisable to check with your bank or financial advisor, or visit comparison websites specializing in credit cards for international use.

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