# Infinia Metal Edition Hdfc Credit Card

**Best for:** Frequent travelers and luxury shoppers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 10X Reward Points on Jockey purchases · Unlimited complimentary lounge access worldwide · Welcome benefit of 12500 Reward Points

## Fees

- **Joining Fee:** Joining Fee of Rs.12500
- **Annual Fee:** Renewal Fee of Rs. 12500
- **Fee Waiver:** Spend Rs.10 Lakh For Renewal Fee Waiver
- **Forex Markup:** 2% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 5X Reward Points on Flights
- **Welcome Benefit:** Earn 12500 Reward Points As Welcome Benefit

## Lounge Access

- **Domestic:** Enjoy Unlimited Complimentary Lounge Visits in India
- **International:** Enjoy Unlimited Complimentary International Lounge Visits

## People Also Asked

**What are the foreign currency transaction fees for the HDFC Infinia Metal Edition Credit Card?**

The HDFC Bank Infinia Metal Edition Credit Card charges a 2% markup fee on all foreign currency transactions. Additionally, there is a 1% dynamic currency conversion markup fee on transactions made in Indian currency at international locations or with overseas-registered merchants in India.

**Is the HDFC Infinia Metal Edition Credit Card a good choice for foreign currency payments?**

While the HDFC Infinia Metal Edition Credit Card offers many premium benefits, it charges a 2% foreign currency markup fee, which may be considered high for frequent foreign currency transactions. If you are looking for a card specifically for foreign currency payments, you might want to explore options that offer lower or zero foreign currency markup fees.

**What travel-related offers are available with the HDFC Infinia Metal Edition Credit Card for payments in GBP?**

For foreign currency payments in GBP, the HDFC Bank Infinia Metal Edition Credit Card provides several travel-related offers, including: up to 7% off on Agoda, 100% off on Atlys.com, flat 25% off on Bloom.com, up to 8% off on Expedia, and flat 20% off on Hoi.in for spends above Rs. 500. However, it is important to note that a 2% foreign currency markup fee applies to all foreign currency spends.

**What are some credit cards in India with low or zero foreign currency markup fees?**

In India, some premium credit cards from banks such as SBI, Axis, ICICI, and American Express offer low or zero foreign currency markup fees. These often include premium travel cards or forex cards designed for frequent international travelers. For specific recommendations, it is advisable to consult your bank or financial advisor, or check comparison websites that specialize in credit cards for international use.

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