# Irctc Sbi Card Premier Visa Signature Credit Card

**Best for:** Frequent diners and travelers

**Think twice if:** Low spending habits on dining and travel

**Key strengths:** Earn 3 Reward Points on dining · 8 Complimentary Railway Lounge Access annually · Welcome bonus of 1500 Reward Points

## Fees

- **Annual Fee:** Annual Fees - Rs.1499
- **Fee Waiver:** Spend Rs.2 Lakhs For Waiver of Renewal Fee
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** 5% Back on Air Ticket Purchases on IRCTC
- **Welcome Benefit:** Get 1500 Reward Points on Payment of Annual Fee
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Enjoy 8 Complimentary Railway Lounge Access in a Year

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