# Kotak Mojo Rupay Platinum Credit Card

**Best for:** Frequent online shoppers and travelers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 2.5 Mojo Points on online purchases · 8 complimentary airport lounge accesses yearly · Waive fees with Rs.30000 annual spending

## Fees

- **Joining Fee:** Joining Fee of Rs.1000
- **Annual Fee:** Annual Fee of Rs.1000
- **Fee Waiver:** Spend Rs.30000 For Joining Fees Waiver
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2.5 Mojo Points on every Rs.100 on Online
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Enjoy 8 Complimentary Airport Lounge Access Per Year

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