# Kotak Zen Visa Signature Credit Card

**Best for:** Frequent shoppers and travelers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 10 Zen Points on shopping · Complimentary airport lounge access · Fee waiver with spending requirement

## Fees

- **Joining Fee:** Joining Fee of Rs.1500
- **Annual Fee:** Annual Fee of Rs.1500
- **Fee Waiver:** First Year Fee Waived Upon Spending Rs.150000
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 10 Zen Points For Every Rs.150 Spent on Shopping
- **Welcome Benefit:** Welcome Benefit - Get 1500 Zen Points
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** Enjoy 8 Complimentary Airport Lounge Access Per Year
- **International:** Enjoy 3 Complimentary International Lounge Access Per Year

## People Also Asked

**What are the milestone benefits of the Kotak Zen Visa Signature Credit Card?**

The Kotak Zen Visa Signature Credit Card offers milestone benefits based on annual spending: 7500 Zen Points for spending Rs. 3 Lakhs or more, and 15000 Zen Points for spending Rs. 6 Lakhs or more in each anniversary year. These bonus points are credited to your account at the end of the anniversary period.

**What is the best benefit of the Kotak Zen Visa Signature Credit Card?**

One of the best benefits of the Kotak Zen Visa Signature Credit Card is the ability to earn Zen Points on your spending, which can be redeemed for various rewards. Additionally, the card offers complimentary airport lounge access, travel insurance, and exclusive dining privileges, enhancing the overall value for frequent travelers.

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