# Lic Axis Bank Visa Signature Credit Card

**Best for:** Frequent travelers and LIC policyholders

**Think twice if:** Rarely travels or doesn't use LIC services

**Key strengths:** No joining or annual fees required · Earn extra rewards on LIC premium payments · Complimentary airport lounge access quarterly

## Fees

- **Joining Fee:** Joining Fee - Nil
- **Annual Fee:** Annual Fee - Nil
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 2 Reward Points per Rs.100 on LIC Premium Payment

## Lounge Access

- **Domestic:** 2 Complimentary Airport Lounge Access Per Quarter

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