# Paytm Hdfc Bank Business Credit Card

**Best for:** Small business owners seeking rewards

**Think twice if:** Low spenders who won't meet fee waiver

**Key strengths:** Rs.250 gift voucher on activation · Fee waiver with Rs.30000 spend · Low forex markup for international transactions

## Fees

- **Joining Fee:** Joining Fee of Rs.500
- **Annual Fee:** Renewal Fee of Rs.500
- **Fee Waiver:** Spend Rs.30000 For First Year Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Welcome Benefit:** Activation Benefits - Enjoy Rs.250 Worth Gift Voucher

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