# Paytm Hdfc Bank Digital Credit Card

**Best for:** Frequent online shoppers and spenders

**Think twice if:** Rarely spends enough to waive fees

**Key strengths:** Rs.150 cashback on first two transactions · Fee waiver with Rs.10,000 spend · Low annual fee of Rs.149

## Fees

- **Joining Fee:** Joining Fee of Rs.149
- **Annual Fee:** Renewal Fee of Rs.149
- **Fee Waiver:** Spend Rs.10000 For First Year Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Welcome Benefit:** Welcome Benefit - Rs.150 Cashback on First 2 Transaction

---
[Ask AI about this card](https://fintiger.in/cardchat/paytm-hdfc-bank-digital-credit-card/)