# Paytm Hdfc Bank Select Business Credit Card

**Best for:** Business travelers seeking lounge access

**Think twice if:** Low spenders not meeting fee waiver

**Key strengths:** 12 complimentary airport lounge accesses yearly · Rs.500 welcome gift voucher on activation · Fee waiver with Rs.60000 annual spending

## Fees

- **Joining Fee:** Joining Fee of Rs.1000
- **Annual Fee:** Renewal Fee of Rs.1000
- **Fee Waiver:** Spend Rs.60000 For First Year Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards

- **Welcome Benefit:** Activation Benefits - Enjoy Rs.500 Worth Gift Voucher

## Lounge Access

- **Domestic:** 12 Complimentary Airport Lounge Access Per Calendar Year

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