# Paytm Hdfc Bank Select Credit Card

**Best for:** Frequent travelers seeking lounge access

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Complimentary airport lounge access yearly · Fee waiver with Rs.50000 spend · Manageable forex markup on transactions

## Fees

- **Joining Fee:** Joining Fee of Rs.1000
- **Annual Fee:** Renewal Fee of Rs.1000
- **Fee Waiver:** Spend Rs.50000 For First Year Fee Waiver
- **Forex Markup:** 3.50% - Foreign Currency Transactions

## Rewards


## Lounge Access

- **Domestic:** 8 Complimentary Airport Lounge Access Per Year

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