# Rbl Platinum Choice Mastercard Credit Card

**Best for:** Frequent online shoppers and reward seekers

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** Earn 2X Reward Points on online purchases · Welcome benefit of 2000 Reward Points · Fee waiver with Rs.50000 annual spend

## Fees

- **Annual Fee:** Annual Fee of Rs.499
- **Fee Waiver:** Spend Rs.50000 For Waiver of Annual Membership Fee
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Get 2X Reward Points on all Online Spends
- **Welcome Benefit:** 2000 Reward Points on Payment of Annual Fee

## People Also Asked

**What are the fees and charges for the RBL Platinum Choice Mastercard Credit Card?**

The RBL Platinum Choice Mastercard Credit Card has various fees and charges, including an annual fee of ₹1,000. Additionally, there may be a late payment fee of up to ₹1,000, a cash withdrawal fee of 2.5% of the transaction amount, and foreign currency transaction fees which typically include a markup of 3.5% on the exchange rate.

**Does the RBL Platinum Choice Mastercard Credit Card offer any travel benefits?**

Yes, the RBL Platinum Choice Mastercard Credit Card offers travel benefits such as complimentary airport lounge access to select lounges, travel insurance coverage, and discounts on hotel bookings. Specific details and the number of complimentary accesses may vary, so it's advisable to check the latest terms directly from the bank.

**What rewards can I earn with the RBL Platinum Choice Mastercard Credit Card?**

With the RBL Platinum Choice Mastercard Credit Card, you can earn 1 reward point for every ₹100 spent on retail purchases. Additionally, there are promotional offers that may allow you to earn extra points on specific categories like dining or online shopping. Points can be redeemed for various rewards, including merchandise, vouchers, and travel-related benefits.

**Is there a foreign transaction fee for the RBL Platinum Choice Mastercard Credit Card?**

Yes, the RBL Platinum Choice Mastercard Credit Card charges a foreign transaction fee of 3.5% on the amount spent in a foreign currency. For example, if you make a purchase of $100, the fee would be ₹3.5 (assuming an exchange rate of ₹70 per dollar), which would be added to your total bill.

**Are there any cashback offers with the RBL Platinum Choice Mastercard Credit Card?**

The RBL Platinum Choice Mastercard Credit Card does not specifically advertise cashback offers. Instead, it focuses on reward points for purchases. However, there may be occasional promotional cashback offers on certain categories or merchants, so it's recommended to check the bank's website or app for the latest promotions.

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