# Sbi Card Elite Advantage Visa Signature Credit Card

**Best for:** Frequent shoppers at grocery and departmental stores

**Think twice if:** Low spenders or infrequent travelers

**Key strengths:** 5X Reward Points on groceries and shopping · Complimentary airport lounge access quarterly · Bonus points on high spending milestones

## Fees

- **Annual Fee:** Annual Fee of Rs.4999
- **Fee Waiver:** Spend Rs.10 Lakhs For Waiver of Renewal Fee
- **Forex Markup:** 1.99% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 9 Club Vistara Points For Every Rs.100
- **Welcome Benefit:** Complimentary Club Vistara Silver Tier Membership
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- **Milestone Benefits:** Array

## Lounge Access

- **Domestic:** 2 Complimentary Airport Lounge Access Per Quarter
- **International:** Enjoy 6 Complimentary International Lounge Visits

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