# Sbi Card Tata Select Credit Card

**Best for:** Frequent international travelers and shoppers

**Think twice if:** Limited international spending or low usage

**Key strengths:** 3X Empower Points on international spends · 8 complimentary airport lounge accesses yearly · Welcome e-gift voucher worth Rs.3000

## Fees

- **Annual Fee:** Annual Fee of Rs.2999
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 3X Empower Points on Dining
- **Welcome Benefit:** Welcome Benefits - e- Gift Voucher Worth Rs.3000

## Lounge Access

- **Domestic:** 8 Complimentary Airport Lounge Access Per Year

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