# SBI Cards Tata Titanium MasterCard Credit Card

**Best for:** Frequent grocery and departmental store shoppers

**Think twice if:** Rarely spends on groceries or departments

**Key strengths:** Earn 3X points on grocery purchases · Waiver on annual fee with Rs.1 Lakhs spend · Welcome bonus of 500 Empower points

## Fees

- **Annual Fee:** Annual Fee - Rs.499
- **Fee Waiver:** Spend Rs.1 Lakhs For Renewal Fee Waiver
- **Forex Markup:** 3.5% - Foreign Currency Transactions

## Rewards

- **Top Reward Rate:** Earn 3X Empower Points on Departmental & Grocery Stores
- **Welcome Benefit:** Earn 500 Empower points As Welcome Benefit on the Spends of Rs.2000

---
[Ask AI about this card](https://fintiger.in/cardchat/sbi-cards-tata-titanium-mastercard-credit-card/)